Évaluations des REEE du Plan CST et témoignages

Merci d’avoir choisi CST pour vous aider à épargner en vue des études futures de votre enfant. Veuillez nous faire part de votre expérience en rédigeant un avis qui aidera d’autres personnes à commencer à épargner pour les études postsecondaires de leurs enfants.

  • Amanda Howe

  • My husband and I are so pleased we decided to invest in our daughters future using CST! They have been doing this for many years and their commitment to their customers so evident! Joanna helped guide us through the process and was so knowledgeable and friendly every step of the way! We would absolutely recommend CST for your education savings!

  • Google 4 weeks ago
  • Bruno Paré

  • Quand c'est pas ton domaine, tu veux un gros et un solide pour s'occuper de l'argent de ton enfant, je ne voulais pas d'une place qui font de tous les produits financiers et qui n'a pas de spécialité. La représentante CST est spécialisée et a été super claire dans les explications des frais. Mon comptable m'a confirmé que leur structure de frais est ce qu'il y a de plus intéressant au Canada pour le Reee de mon fils. Merci Nancy P. pour ton service!

  • Google 4 weeks ago
  • Shazeeda Ryan

  • I started saving for my sons university at 6 months old. Today hes 19 years old, its remarkable that after 19 years I picked up the phone to call Ellen Blah for a quick question and she still remembered us, including my sons name without looking it up. Talk about customer service. My son is going into his 3rd year at Queens. I remember one piece of advice she gave me many many years ago, she said when you plan for university it becomes a part of your daily conversations and soon your kids will know no better! It becomes reality. Thank you Ellen for being a part of our lives for 19years.. law school here we come

  • Google 1 month ago
  • J Cruizer

  • Exceptional, HONESTLY ITS THE BEST INVESTMENT in child educations. Highly recommended without a heartbeat. CST Rep Maria Dolina has a great care and follow-up after years of your policy. Also, do take note due to Covid19 year 2020 and this year. There's a great disruptions on educations and work has greatly impacts CST and the working staff. Hope this helps to everyone who's child education is utmost important and highly regarded.

  • Google 1 month ago
  • L Fosso

  • As parents , we are extremely pleased with the overall process.

  • Google 1 month ago
  • Whitney Kerr

  • Joanna and I know each other from University. Even with this previous relationship, I do not feel any pressure to sign up. It was great to have customized information on both our toddler and his younger brother that was just born. We started plans for both! Joanna helped us set this up and patiently answered all questions along the way!

  • Google 1 month ago
  • Randi Minaker

  • My husband and I were so pleased to set up our children's RESPs with CST. Our representative was so kind, knowledgeable and very helpful in answering all of our questions. We appreciate the personal service that we can receive from our representative at any time. It is a wonderful feeling to have a secure investment that will be there for our kids when needed.

  • Google 1 month ago
  • Amber Rostad

  • Our consultant Joanna contacted us shortly after our son was born. She explained all of our options very clear and was very informative. She allowed us time to think about our options. Once we agreed on the right plan for our family, we received a certificate in the mail. We look forward to our son taking advantage of the investment we have started with CST.

  • Google 1 month ago
  • joanna james

  • My husband and I were so pleased to set up our childrens' RESPs with Shannon Roszell of CST. She was patient, knowledgeable and very hepful in answering all of our questions. We were relieved to have found a steady and secure investment that will be there for our kids when they need it!

  • Google 1 month ago
  • Joseph Thottungal

  • CST is great and has been very useful through the years. Emmy Kulai has done an amazing job for our family, I appreciate the hard work!

  • Google 1 month ago
  • Randy G.

  • My experience with C.S.T has been generally very positive. I've had a couple of consultants through my years of contributions for my kids, both excellent. My current advisor is Richard (Rick) Magder. He's always very helpful and knowledgeable and always ready with suggestions. My only one minor complaint is, trying to call support/helpdesk can be at times a lengthy process. I credit the long wait times currently to the fallout from the pandemic, as more kids are enrolling this year that postponed last year. My frustration would have been enough to knock off a star, but fortunately, I contact Rick and he follows up and take care of any concerns I might have. The product itself is piece of mind - maybe not the stellar returns we've been seeing in the markets over the last few years, but also not the erratic swings that can lead to sleepless nights. If you're on the fence, I suggest giving Rick a call.

  • Google 1 month ago
  • Diana Wiebe

  • I was very unsure about investing with CST advantage plan. When I met with Joan Pankratz-Turner in 2003 she assured me that this was the best thing I could do for my child. She was absolutely right! I know for a fact that if I didn’t invest in an RRSP I wouldn’t have the money today for my daughters education. This is my daughters first year for university. It is so nice to know that her tuition, the cost of books, and the next 4 years of schooling will be covered! She will finish university without a big student loan! If you are thinking about saving for your child’s secondary education this is the best way to achieve it!!

  • Google 1 month ago
  • Helen Izumi

  • I was very pleased with the customer service. My CST Representative, Connie Dolina, was helpful, informative, and patient in answering all of my questions and she recently took immediate action regarding my account when I really needed it. I would recommend CST, and in particular my representative, Connie Dolina.

  • Google 1 month ago
  • butterscotch36

  • I’ve had the opportunity of having Mrs. Maureen Friedman as our CST representative over the past 18 years, and it’s been nothing less than superb service from day 1! Maureen is very knowledgeable, professional, caring, understanding, and goes above her call of duty to assist you with your educational investment for your kids - likewise, the customer service representatives at CST have been great as well and provides prompt service. They’ve helped families with financial reliefs to cope through this pandemic and been very supportive, whether it be an early withdrawal or skipping payments. Back to Maureen - her service is unmatched and she’s easy to talk to. Yesterday in particular, we made a late application for my son’s EAP because he had just received his enrolment letter for his 2nd year in post-secondary studies. Due to an increase in applications from students, their processing times are taking longer than usual because last year it took 2 business days to get his first EAP payout into our bank account, but this year it’s taking longer - but when I reached out to Maureen and told her that school begins on September 1st and that we needed the funds immediately so he could cover his tuition before school begins, within 30 mins I received a phone call from Maureen informing me that she had gotten my son’s EAP funding released and that his payout should be in our bank account within the next 2 business days, depending on the turnaround time that our bank provides. If you’re having trouble reaching a live agent at customer service and Maureen is your sales rep, please reach out to her and your issues will be resolved! I told her yesterday that CST should make her the CEO, and that’s on God! She’s awesome and perfectly humane! If you’re thinking of an investment company, you’ll be safe with CST and choosing Maureen Friedman as your sales representative makes you even safer! Thank you so much Maureen for over 18 years of excellent, dedicated service!

  • Google 1 month ago
  • C Ocampo

  • Really glad we did this for our children. Very BIG help for the children's future. CST is an excellent choice! Our rep Connie Dolina is awesome! She's always very helpful!

  • Google 2 months ago
  • S. Ducas

  • An RESP is one of the best things a parent can do for their child! Iris was extremely helpful and delivered on all of her promises. A total pleasure to work with We would highly recommend Iris Raif and CST!

  • Google 2 months ago
  • Shay Levy

  • Amazing program !!! Excellent customer service (Iris), great all around experience. Start at early age, your kids will thank you in the future !

  • Google 2 months ago
  • Nozha Moknassi

  • It is very easy to start and easy to collect. I am very happy with the service and wish I have saved more

  • Google 2 months ago
  • Irina H

  • When we started saving for my kids education, we had nothing to put aside but we still did it. And I'm happy we did, it helps tremendously to know that my son has a fund to help him out in his post secondary adventure. Our representative Iris was so helpful with the claiming of the money process, feels good to know that you're taken care of as a client from the start of the savings until the end.

  • Google 2 months ago
  • Tenzin Woebum

  • I recently enrolled my new born with CST and this long term saving for my son's education seems promising. I have an amazing CST representative Frank Rosenberg who is very knowledgeable and kind, and I feel that I am in safe hands. As a result I referred my friend and unexpectedly I won a CST monthly lucky draw of $1000 for the month of July, 2021. So far I am elated with their customer service.

  • Google 2 months ago
  • A Google User

  • Both my kids are enrolled with CST. Extremely pleased with customer service and safety of the plan.

  • Google 2 months ago
  • Kim Hughes

  • I have a lovely representative and have been very happy for many years. Unfortunately, withdrawing the money has become a big issue. I submitted a request at the end of June to begin collecting my daughter's RESP. In mid-July I was told it would take approximately one week longer. It is now August 6th, I have paid my daughter's school $9300 but still have not received any money from CST.

  • Google 2 months ago
  • Nadia

  • It’s been almost 10 years I’m saving for my children, never lost a penny, CST offers me a peace of mind regarding my children’s post secondary education. For a parent, after many years, it’s priceless. I was well advised, I started from birth and to this day, great experience and great investment. Many Thanks to my agent, she is still doing a great job assisting us through the years and to CST! xxx

  • Google 2 months ago
  • Jon Silver

  • A new parent, a new beginning!! How do we save for our children’s future. We knew it was of utmost importance, how and where did we begin. We reached out to CST, and the rest was easy from there. We were treated so well and given all the information to save for the future. What could be as important as an education for the child you love. Fast forward years later the policy comes due. You almost forgot all about the years you saved. The principal came back and the payment to secondary schooling was easy. Nothing could have made us happier when our child chose his path for the future. CST made it easy we personally and professionally recommend an RESP, and there’s no one better! True your child’s educational future to the professionals, trust CST.

  • Google 2 months ago
  • Carl L

  • My parents enrolled me in a CST plan back in the 70's... I used it for University. Felt great graduating debt free! Fast forward 2 decades later I have the CST Advantage Plan for my 4 children. My oldest, twins will be attending Cegep in 2022, my wife and I are looking forward to getting our principal and our kids education will be fully covered every step of the way with their EAPs! If it wasn't for CST and the turn key nature of the plan I know we would have never had the discipline to have saved what we did all these years. Our money is safe, the returns are fantastic for the nature of this investment plus we get back a portion of our fees plus a bonus and government grants. 5 stars all the way! Honestly this is one of the best things we have ever done. No regrets! Thank you CST.

  • Google 2 months ago
  • Sergio Ciampanelli

  • Google 2 months ago
  • Asher Lamil Teitelbaum

  • A super company to work for!

  • Google 2 months ago
  • Maya Humble

  • Smart investment and greatest gift to offer your child.

  • Google 2 months ago
  • maliha khallil

  • Ça fait 10 ans avec CST comme client, relevé annuel à chaque année encourageant pour mes trois Filles...

  • Google 2 months ago
  • Ronny Laredo

  • Great organization. Great RESP Plan. Two of my kids have already started to collect their money.

  • Google 2 months ago
  • Hassine Mahmoud

  • Je suis très satisfait pour le service et le professionnalisme des agents qui travaillent avec CST

  • Google 2 months ago
  • Sifu Max Laredo - KUDOKI Kung-Fu Ku-Jutsu

  • Absolutely fantastic… My wife and I subscribed 5 of our children since birth… 3 already received all their funds for school. 2 more to go 😂

  • Google 2 months ago
  • Eric Frenette

  • Marieta s'occupe de notre REEE depuis 2003 et a toujours fiât preuve d'une grande disponibilité et d'un professionnalisme hors-pair. Merci

  • Google 2 months ago
  • Carl Glorioso

  • I am very grateful that my mom started my cst plan very early so I can be able to use this for my post secondary education. Connie Dolina was very trustworthy and was a huge help with the process of collecting my funds. CST promised to have my money delivered as the time I enter post secondary and they indeed did. They are good at keeping promises.

  • Google 2 months ago
  • Catherine Van Den Hoogen

  • I have dealt with this company for many years. Up until now, I have been very happy. Recently I started the process to get the money for our granddaughter. I have not been successful. As I am sure many of you are aware that funds are now being requested by the university. After many attempts to phone, chat and email this company I have not gotten anywhere. Very frustrating.

  • Google 2 months ago
  • Jelena

  • CST offers to the best RESP plan that I could find. More so, I appreciate the personal service that I can receive from my rep at any time. Very knowledgeable and helpful. Thank you!

  • Google 2 months ago
  • Anabelle Toledo

  • I have 3 kids and they all have CST educational plans and getting them plans was one of the best decisions I have made. From day one, my agent Connie Dolina has been nothing but supportive and helpful. I have not encounter any problems along the way. Now my eldest is university bound this fall, and the process of getting funds from his plan went smoothly. It took only A DAY!!! I highly recommend Connie and CST, the best in the business!

  • Google 2 months ago
  • Allen Czar Tumbaga

  • Connie Dolina has provided me and my education with the utmost quality of service. Since the start of my academic career, her assistance has greatly made my transition into post-secondary education as smoothly as possible. As a client of CST, I highly recommend working with her and I assure you that you are in good hands.

  • Google 2 months ago
  • ThonieYum

  • I'm glad that I stick with CST for my kids RESP. My overall experience with them is very positive. What helps me to make well educated decision is Connie Dolina. She is very well informed of the ins & out of RESP. Her after-sale service never stop to amaze me and my wife. She is very quick in responding calls & inquiry and she always go the extra mile. Connie, your help is well appreciated. Thank you very much. - AY

  • Google 2 months ago
  • Suzette Lagua

  • Ms. Connie helped us in setting up our child’s RESP. She explained and answered all our queries in a very informative way. The moment we spoke to her we already felt at ease and confident that we will be taken good care of. I highly recommend her as she will guide and make sure that you are on the same page and understand all the essential information you need to know. I know we made the right decision. Keep it up and more power.

  • Google 2 months ago
  • Isabella Fiorillo

  • We thank CST for their amazing client service. They are professional and friendly. Cathy Seetner is our sales rep. and she is wonderful. She helped us to see what suited our family best to plan for our toddler and baby's future. We feel safe investing our hard earned money with CST. We also entered the Refer a Friend Contest and won $1000! We thank CST for everything.

  • Google 3 months ago
  • Carmela Pote

  • RE:Connie Dolina (CST agent) Got a superb customer service from this agent. She has done beyond what’s expected of her job by providing excellent service to her clients. Though, she is not my original agent, I was treated like her own client and was very satisfied with her service.

  • Google 3 months ago
  • Freddie Francisco

  • Google 3 months ago
  • 868 CST Consult

  • Google 3 months ago
  • Robert Barroquillo

  • I have known my CST Representative, Connie Dolina, for many years. She was always very professional in her approach in providing us important information about the educational plans and investments. I was convinced by her to get all my 8 grandchildren CST Education Savings Plans. And I even endorsed her to my daughters and friends. The best thing about Connie is she explains every details and compares the advantages of CST Plans versus that of getting it from banks. I am proud to say I have one grandson who graduated this year, BS in Nursing and another one graduating next year also taking up nursing. The CST educational benefits have help us to support our grandchildren to achieve their dreams in life. Many thanks to excellent service from Connie Dolina, it was our best decision we made to stay with CST.

  • Google 3 months ago
  • Tina Lauro

  • My husband and I met Maria (Connie) Dolina more than 15 years ago in a Fair at the Metro Convention. There was another RESP agent who talked to us then. We just migrated to Toronto that time. We have many children and that time, university/college education for our children was a priority in investment. We chose Connie over the other agent even if that agent gave us a very nice, expensive gift. I guess, trust is important in entrusting your money to invest. We liked the fact that some of our children who can't avail the Group Plan could also avail a Family Plan. For over 15 years, we have been very happy with Connie's dedication to my family as her CST family. Every time I have a child who graduates in high school, she is always available to assist us in getting our investments. We only have positive words for her services. We are happy with the income of our investments. Every time we get our money back, we are surprised and happy for the earnings of our investments.

  • Google 3 months ago
  • Cesar cruz

  • I was so convinced that CST was the best company that I can trust for the future of my grandchildren. I have 3 boys who are all subscribed to their program. Our trust and confidence is highlighted to the fact that we are lucky to have a very professional Sales Representative...Ms.Connie Dolina. She has never refused to extend her assistance to advise even to those who are not part of her clientèle. Very professional and caring an asset to the company she represent.

  • Google 3 months ago
  • marifil fernandez

  • Having four children and starting a career in a new country, we have to make both ends meet and budget everything. Having an RESP is the best thing we have done. We set it and forget it until our children were 18. We now have two Nurses in the family ; one on Business and my youngest, an Engineering student who has just finished collecting the last of the 4 EAPs . It was only now that i came to realize the value of an RESP when you start at an early age. We doubled the value of our principal money in income with Group plan bonus, 100% of Sales charges returned; and income on grant combined. My only regret, we should have saved more. CST has done a very good job in helping all families with children. The Customer Service is amazing. They provided everything we need in just one call. Our Sales Rep, Connie Dolina, will never miss a year in reminding us to check our statements, remind us our room to increase the grant and update reports and always answers our questions promptly. I have referred her to all my friends with young children at work and no regrets. We are all happy customers. Kudos to CST.

  • Google 3 months ago
  • Olive Bayucan

  • My husband and i started the CST Plan when we met our Sales Rep Connie Dolina way back in 1998. We enrolled our two daughters with her. Life happens and there were times we were unable to contribute and Connie came to the rescue. Years passed and we totally forgot about our RESP. We changed address and phone numbers. Our eldest daughter was about to graduate University and our Rep tried her best to find us on Facebook and sent us messages that we ignored completely. We thought that like the banks, your money just diminished in time and lose a lot until it's gone. In our Reps 10th attempt, my husband replied and to our surprise, we still have the principal money, grant and income waiting for us. This is when we realized that CST cares about their clients best interest. The RESP money is such a big help to my children's post-secondary. Thank you CST. Kudos to Connie Dolina for her many years of dedicated service.

  • Google 3 months ago
  • Brandy MacDonald

  • Google 3 months ago
  • Harold Cabitac

  • CST has been a huge help in getting our 3 children thru University. Our representative Connie Dolina was very patient in guiding us through the process and that allowed us to see all our options and make decisions that would help my children achieve their dreams. Connie has been very consistent on following up regularly. She always shows us options and gives very up to date information. Now 2 of my 3 children have graduated from university and working in their chose fields ,and my youngest daughter will finish her civil engineering course in 2 years. I will endorse Connie Dolina anytime and have recommended her to my family and friends. She is always a pleasure to work with.

  • Google 3 months ago
  • Alming Balisi

  • Thank you CST for making my son's dream come true. It is indeed a good investment from start to finish. Redeeming the money comes so easy that we do not have to wait more than four days from the time we submitted all the requirements. With the assistance of the well-trained and dedicated CST Representative, Connie Dolina, who considers us family, we never have to worry about anything. She never failed to remind us when the last year to contribute so as not to miss the last year of the grant money; the options of staying in the CST Advantage and the choice of transferring to the Family Plan in full numerical details at maturity by email. Her effort is very much appreciated. We made the right decision to choose the Canadian Scholarship Trust Plan. I highly recommend this amazing Rep to anyone who is looking for an RESP.

  • Google 3 months ago
  • Jordan Mceathron

  • Sarah was great to talk with and made sure we understood everything she was saying! 10/10 service, would recommend to everyone

  • Google 3 months ago
  • Mamadou Ramde

  • We have known Nahid Sabety from CST for over ten years now and during this time, we have been very impressed with her competence not only with her wise and skillful placement of our investment but also her very professional organization. She regularly get in touch with us and also visit us several times a year to review our situation and to make suggestions on any improvements she thinks she can make. She has a proactive approach to her work and, after each visit, she later follow up and forward a very detailed report explaining the current situation. We have been more than pleased with Ms Sabaty's individual service and CST and would highly recommend them. MAMADOU and BEATRICE RAMDE

  • Google 3 months ago
  • Cheryl Sparks

  • Our journey with CST, and more importantly our representative William has been nothing short of exemplary. William has been available from the beginning for questions and suggestions and guided us through the transition to the online platform (which isn’t the most user friendly). Now 18 years later as our daughter begins university, William has helped us to continue to earn on the growth of her RESP for our other children. We have been left with great peace of mind moving into this next stage of our children’s education. Thank you William Tupper!!

  • Google 3 months ago
  • Manpreet Kaur

  • Great service and very friendly, I would recommend definitely

  • Google 3 months ago
  • Debra Findlay

  • Google 3 months ago
  • Kristen Aimee Mariano

  • Great service, my Sales Representative, Maria Connie Dolina was very supportive the whole time, answering every single one of my questions in a timely manner. Very grateful for their service.

  • Google 3 months ago
  • Alice Locquiao

  • I’m so glad that I invested in my children’s education through CST! This is such a well managed fund and now that my daughter is about to head to university in the Fall, I can see how much my investment throughout the years have grown and will definitely put my daughter in such a good position financially. Thanks to the most amazing CST representative Connie Dolina! She has really helped us in ensuring that we get the most out of our investment and never fails to provide support throughout. Connie, you’re the best!!! Thanks for 18 years of service and friendship!

  • Google 3 months ago
  • Some Things

  • One of the best decisions I have ever made in my life is opening a RESP account for my son when he was about two months old. The next best thing was doing it with CST through Connie, my CST representative. She was introduced to me by a friend. Having the future of my child secured has given me a peace of mind. Our investment with CST has been very productive and is now being used to finance my son’s Bachelors degree (on his 3rd year this coming September). Knowing that my son will not start his adult life after graduation in debt is liberating for us parents and for him. Connie has been a great help to us, always there answering our questions and advising us regarding our contribution and grants. I highly recommend that every parent invests on their child’s future through RESP and with CST. You will not regret it. ~~Merdi E.~~

  • Google 3 months ago
  • Chorlita Bondoc

  • My overall experience with CST is amazing and this is mostly attributed to the great service I have received from Connie, my CST representative. I have known Connie for almost twenty years when she was referred to us by a common friend. From the get-go, I know she is honest, very compassionate and dedicated to her job. I am so happy that I made the decision to open an RESP account with CST for my 3 sons when they were three months old. Ever since I started investing early, I have seen the growth in investment doubled up when I took out the funds two years ago to use it for my oldest son's university and the grant and interest remaining in his RESP account will enable him to graduate in another two years time - thank you to CST. As a mother of three, I would highly recommend opening an RESP account - a great way to save for your kid’s education.

  • Google 3 months ago
  • Chi Huynh

  • I am glad that we made this investment decision, knowing that our money is in good hands, and that this is the best thing we can do for our child. We had Vincenza as our consultant. We were convinced by her expertise and excellent customer service.

  • Google 4 months ago
  • Fran & Adolfo

  • 100% recommend this savings plan for the Children. I have my sons RESP for 2 years now, very simple to understand, savings is protected but at the same time growing at a good rate of return. They have many flexible options in case I need to pause or reduce my contributions. If you are looking to do an RESP that makes sense for the purpose of education , this is the option.

  • Google 4 months ago
  • François Ouellette

  • I had a plan for all my 3 children and it allowed them to pursue post-secondary studies. The amount you start saving when they are little does not seem like much, but when they reach their late teens, it is substantial! So start a plan early. It's well worth it.

  • Google 4 months ago
  • Eric Szyiko

  • This is the best decision we made - open and RESP w small monthly contributions- really making this university year easy! Highly suggest!

  • Google 4 months ago
  • Erika Jackson

  • Google 4 months ago
  • Johanna Gallaga

  • We are super happy with the service provided to us by Sarah Steele. She is knowledgeable, passionate and goes above and beyond. We appreciate her check in after we completed the set up for our two kids.

  • Google 5 months ago
  • ONS REBAI

  • Google 5 months ago
  • Serina Mohammad

  • My husband and I started discussing the idea of an RESP since our child was born last year and we were thankful to have finally decided on CST. The representative we spoke with was clear, concise and knowledgeable. Above all, she was very patient and friendly which definitely helped the discussions we had as going into this can be quite daunting and challenging if you are not familiar with these types of financial services and products. Our CST representative provided an insightful and easy to follow presentation and answered all of our questions thoroughly. Even when we did our follow up call she went through information again and gave us what our best options were and what guidelines would work best. The bottom line is that we feel secure with our child's financial future regarding educational expenses and we are happy that the money we are investing is with a company that deals specifically with RESP's. We highly recommend CST to any and all parents looking to help their child or children with their educational future.

  • Google 5 months ago
  • Katherine L'Heureux

  • Qualified, knowledgeable, and not risky at all. Organized and very helpful. I also have an RESP with the Credit Union, same process as banks and it is messy! William Tupper in Saskatchewan is the guy you want to call, always available and very knowledgeable.

  • Google 6 months ago
  • Angela Jackson

  • The CST program is user-friendly and is there to guide parents prepare for their child's future. A special thanks to Cathy Seetner for her continuous support through the years of our RESP journey.

  • Google 6 months ago
  • Najib gawhari

  • Great Service, professional team. The best place to invest in your children's post secondary education. I highly recommend.

  • Google 6 months ago
  • Ana Rodrigues

  • Very pleased!.... :) Although!.. I wish I've opened the Education funds for my daughter earlier, as I only did it on her 16th Bday!...It is said, " it is never too late'. I am very happy I did it. I had Maya working with me...As I had some concerns, she helped me through it. She was not only professional, but, very helpful, friendly, as well as patient with me...All around a great service!!!! I feel Peace of mind!... I strongly recommend (CST Spark)! Maya,...Thank you Kindly! :)

  • Google 6 months ago
  • N. E.L

  • I have no retreats starting in RESP for my daughter! They are friendly and knowledgable, and can give you I formation that you can understand in plain English.

  • Google 6 months ago
  • DK Kirodian

  • I was referred to CST by my colleague, until then my plan was to just set up a regular RESP through my bank. After talking to Susan I have learnt a lot more on how RESP works for your child when invested through CST. Me and my wife were really impressed with Susan's presentation as it was easy to follow and answered all of our concerns. I strongly recommend consulting Susan busse on what CST has to offer for your child. A big thank you to Susan from Sid.

  • Google 6 months ago
  • Mike Clements

  • Google 7 months ago
  • Amanda Arbuckle

  • I have been dealing with CST for around 15 years and they have always been amazing. I have 3 children and save for them all. Great idea to start saving for your childrens future!

  • Google 7 months ago
  • Suchita Jalan

  • Francesca has been amazing! She took care of our first child RESP and we Absolutely trusted her with our second child’s RESP as well. Some agents are so good, they become friends, and she did that for us. We are grateful and will definitely recommend her to anyone having babies in Ontario!

  • Google 7 months ago
  • Carli Neuman

  • Google 7 months ago
  • Roberto Mancini

  • I wrote an earlier review under the same name. I received a call from management after I contacted them directly with the complaint. We discussed the issues and came to a fair and mutually beneficial understanding. I’m unable to change that review but I do want say that the person that I dealt with (management) at CST was a real professional who helped me resolve all my concerns. Make sure to look at a few options and then decide on what suits you best. This company makes sense for many families and I am still a customer.

  • Google 7 months ago
  • Emily Brown

  • 26 years ago my parents had done resp for me through this organization and I was fortunate enough to finish my education without loans. When now it's time for my son's resp my parents highly recommended us to look into CST foundation. So we made a request and contacted by Ana siddiqa and she took care of our son resp and made it very simple to understand the process and grants . We are happy and looking forward to another generation taking benefit of RESP. Great service and very transparent!

  • Google 7 months ago
  • Danish .Abdali

  • Google 7 months ago
  • Jackie Blackburn

  • Excellent service no problems getting both of our children’s education funds . They were fast efficient and very pleasant to work with😊So glad we made this choice.

  • Google 7 months ago
  • Ushna Qamar

  • Thank you so much Siddiqa (Ana) Anam for helping us choose the best RESP plan for our children. She was very patient and answered all our questions and explained everything in simple way and after meeting different RESP providers and doing our research we are very happy to choose CST because this plan makes total sense!! I highly recommend Ana and CST if you have children.

  • Google 8 months ago
  • Mariam Dawood

  • Thank you Siddiqa Anam for helping us find the best plans for both of our kids!!! We really wish we could have found you earlier!!! We did a lot of research and spent a lot of time looking for a reliable provider, we were never satisfied with what banks were offering. We are very satisfied now and have met with families who got a great pay back from CST...thank you soo much!!!

  • Google 8 months ago
  • Cinde Little

  • My son will graduate from university this year and we are all very happy that we started his RESP with CST Consultants when he was a baby. We always knew we wanted him to have post secondary education so it was an easy decision and one that paid off. He has worked part time too so achieved his goal of graduating with no debt thanks to the RESP. I would encourage all parents to start saving for their children's education early.

  • Google 8 months ago
  • Farhan Amoor

  • We have a plan for our daughter and very satisfied with the returns and additional top ups! I highly recommend this to any parent to have peace of mind just the way it gave us.. very smooth process and great service.

  • Google 8 months ago
  • Lisa Low

  • Google 8 months ago
  • Candace Stevenson

  • Google 8 months ago
  • Joel Loh

  • Google 8 months ago
  • Emily Urbanski

  • Great customer service since my daughter is born! Always available for questions, prompt replies and explanations. A+

  • Google 8 months ago
  • Helena Daoud

  • Google 8 months ago
  • Dilan Rathnapala

  • We got a phone call from Anam, and she offered us an online session. She is very professional, thoroughly answers all the questions and comes up with a plan that suits best our budget and our needs. Zero pressure and definitely giving good advise. This is a very well managed plan to secure funding for your kids College/University education. Definitely recommend for parents of young kids to look into it and start saving from today. If you are looking for an advisor, do not hesitate to ask for Anam Siddiqa. She is the best person you can get advice from. Thank you Anam for your help - we greatly appreciate it!

  • Google 8 months ago
  • pat rodgers

  • My experience with Canadian Scholarship Trust Fund was amazing. I had two scholarship fund for my son. Also had one with a different company, unfortunately it wasn't as beneficial as CST. I have made basically twice as much with Canadian Scholarship Trust Fund than with the other trust fund. I will recommend CST to my family and friend. They are amazing, their representatives are respectful, attentive, and helpful. I am glad That I did made the decision to enrolled my son. Thanks to the Canadian Scholarship Trust Fund for assisting me in my son's education.

  • Google 8 months ago
  • Carolyn Henrick

  • My experience was started by my father for his 6 grandchildren when they were born. In later years, we added to our contributions which made for an easy transition once my children began their university courses. CST was great to work with and helped us navigate through our needs. I am extremely happy with the relationship I have with CST and the support they have provided.

  • Google 8 months ago
  • Mike Liao

  • Google 8 months ago
  • raed mendhawi

  • Google 9 months ago
  • Teresa Timpano

  • I highly recommend CST. My consultant, Cindy, was helpful, friendly and explained things very clearly. You'll be glad that the money is there when you need it and is not affected by a volatile market.

  • Google 9 months ago
  • duchess 0718

  • I’m so glad that we opened an RESP with CST when each of my son’s were born. It has been a huge help with their education. My oldest is 24 and has completed a B. eng and is working on his Masters. My youngest son is in his second year of Architecture at a University in Berlin, Germany. I would highly recommend opening a RESP with CST to any parent.

  • Google 9 months ago
  • magic

  • Google 9 months ago
  • Torbeih 333

  • Google 9 months ago
  • Teresa Borda-Chan

  • Google 9 months ago
  • vas k

  • We signed both my kids up for CST when they were born as a way to save and pay for their future education. Diane, the rep. was very knowledgeable and answered all of our questions. She's very easy to talk to and replies back promptly. I highly recommend her.

  • Google 9 months ago
  • C H

  • Google 9 months ago
  • keith jones

  • Google 9 months ago
  • Pierre M.

  • Google 9 months ago
  • wayne foley

  • We used CST for over twenty-five years. Our Rep William Tupper was amazing throughout the entire time . A great experience made very hassle free from start to finish!

  • Google 10 months ago
  • Ruby Bai

  • Google 10 months ago
  • Nick Kontsalakis

  • Very straightforward and easy to communicate with and get answers for any questions we had the past 17 years. Funds were available quickly once paperwork was submitted. Allowed us to save responsibly for our child's education and will likely cover 2-3 years at a US college which is extremely helpful. Couldn't have done this otherwise!! Thank you!!!

  • Google 10 months ago
  • Chris Ganowski

  • Excellent service! I would highly recommend for anyone looking for a RESP provider.

  • Google 10 months ago
  • Annette Davis

  • I highly recommend working with Jillian Smith to set up your Resp plan with CST. She is so down to earth and makes everything effortless. Thanks Jillian for making what seemed like a big decision very easy. Thanks for going above and beyond. Highly recommend.

  • Google 10 months ago
  • Harold Goldstein

  • Great Support Staff, A great way to help support your child through University or College.

  • Google 10 months ago
  • Sangeetha Mathew

  • I am glad that I am on the safe place. Excellent service. Tammy Burdett is so nice and she is the one who helped us to start our savings for our little one.. much recommended

  • Google 10 months ago
  • Sangeetha Mathew

  • I am glad that I am on the safe place. Excellent service. Tammy Burdett is so nice and she is the one who helped us to start our savings for our little one.. much recommended 👍

  • Google 10 months ago
  • Maryam Mehrgan

  • I am so happy to contribute and invest for my RESP with this organization, The customer service is the best and they always email us and updates with the latest deals. I strongly recommended to everyone to trust and investment for their own children .

  • Google 10 months ago
  • Banjo Adegboye

  • Google 10 months ago
  • Maurice LaVictoire

  • Great investment quick to get your money and simple

  • Google 10 months ago
  • Florence Chitsa

  • I received an excellent personalized service and l feel the agent understood my needs. Keep up the good work Allan Cohen.

  • Google 10 months ago
  • Alyson Lewis

  • As a young single mother, had the privilege of being introduced to a lovely women by the name of Ms Elaine Chen (a vibrant and transparent consultant). Elaine told me the importance of investing into my children's future. At that time, they were 5 and 1 at the time. I was 21. Elaine provided a plan that would be unique to my family circumstances- finances. I listened and am glad that I did. My children have benefitted by the plan. My daughter is onto a 2nd diploma and accessed her funds a second time without issues. CST is amazing and supportive. I sit back feeling good that I did the right thing by my children allowing them the opportunity to access education without having to pay. Just do it. It's affordable and if your in reciept of Child Tax Credit, you can't afford not to!! The money is for them after all. CST over all other programs. They are doing it right. Blessed. Ms. Joseph

  • Google 10 months ago
  • Renee Kobayashi

  • We signed up with CST 17 years ago. A great way to save for future education costs. It was easy and the chosen monthly amount was directly debited each month. Suddenly we are at the point of accessing funds for post secondary! Our representative Michelle Owen has been fantastic at helping and guiding us through the process. Great to be able to work with very knowledgeable and friendly staff!!! I highly recommend this avenue

  • Google 11 months ago
  • Talia Kobayashi

  • We signed up with CST 17 years ago. A great way to save for future education costs. It was easy and the chosen monthly amount was directly debited each month. Suddenly we are at the point of accessing funds for post secondary! Our representative Michelle Owen has been fantastic at helping and guiding us through the process. Great to be able to work with very knowledgeable and friendly staff!!! I highly recommend this avenue

  • Google 11 months ago
  • Jim Langen

  • CST provides a safe and convenient method to save for the future education needs of your children and grandchildren.

  • Google 11 months ago
  • Christine N.

  • Google 11 months ago
  • Mane' Arratia

  • CST was a great way to save for my granddaughters education. It is possible to set up an individual or a family plan and CST applies for grants on behalf of the child or children. As years go by, the fund grows and accrues interests until the child is ready to enter post secondary training/education. I highly recommend CST for their assistance and great service.

  • Google 11 months ago
  • Hank

  • I started the plan when my son was just an infant, and it was by far the best decision I made. Absolutely a top notch fund for an education trust plan. The customer service was unbelievable. A shout-out to Emmy K., my CSTRESP representative. Emmy went above and beyond the call of duty so many times for my son and I and I can't thank her enough. She is knowledgeable, very helpful, and super super kind. Thank you CST for all your service through the years! Hank.

  • Google 11 months ago
  • Nancy Bromley

  • The organization is good at what they do I just find the customer service a little lacking at times. Our first representative was great. She was accessible, and very helpful. Once she retried I have had a hard time getting a hold of my representative. when I call the main switchboard they are helpful but I have had to follow up myself when they said someone would get back to me. Overall I am happy with the content that they provide just the customer service could be a little better.

  • Google 11 months ago
  • Rafik Karwa

  • CST has exceeded my expectations. The staff is particularly knowledgeable and extremely polite. This allows me to freely ask any question that I need without hesitation.

  • Google 11 months ago
  • Emebet Beyene

  • Google 11 months ago
  • Joe Yu

  • Great services!

  • Google 11 months ago
  • Edith Dandenault

  • Excellent customer service. Very very easy to obtain exact numbers and follow-up. We are into our second year of receiving funds for our two sons and things have been smooth and simple. So happy we did this!

  • Google 11 months ago
  • ang bucco

  • Very helpful and knowledgeable customer service representatives

  • Google 1 year ago
  • Deb and scott Taggart

  • Google 1 year ago
  • J F

  • I have delt with Jillian Smith for all of our kids RESP’s. She not only educated us on how everything works, but also has gone out of her way to make sure we get the best deal that works for our budget. Don’t hesitate to give her a call and get your RESP for you little ones started.

  • Google 1 year ago
  • Sydney Cowell

  • We enrolled our child after hearing another positive review from a family friend, whose child recently graduated! Jillian Smith, our representative was great to work with and tons of fun! She did such a good job explaining everything to us and helping us feel confident in our decision of using CST to save for our child's education! We thought it was so special that she sent our daughter a happy birthday wish this year!

  • Google 1 year ago
  • NCLEX Education

  • We enrolled our daughter as a baby, as we were so impressed with the plan! As an educator myself, I believe it is so important to save for your children's future. Our rep- Susan was competent, friendly and explained the plan. I am so happy we chose this RESP plan and will be even happier when it comes time to utilize it. I highly recommend! :)

  • Google 1 year ago
  • Jian Xia

  • Google 1 year ago
  • Vesna Markovic

  • Our experience with CST is great. Maja Bozic Pavlov is an amazing Representative. She is a great subject matter expert. She answered clearly every question and explained every step in the process. CST is a great fund to have to help children with their education.

  • Google 1 year ago
  • Nezar Saad

  • Google 1 year ago
  • Eric Torres

  • I had the pleasure of meeting Donnette through this process of setting my son up for his future. I was immediately impressed with the enthusiasm and familial approach we received. The program is great and without a doubt a WIN in every way. No risk to your investment approach to funding your child's educational future is the way to go! I highly recommend it! Ask for Donnette!

  • Google 1 year ago
  • Gabriel Lascano

  • Great experience so far, amazing customer support for something so important as your child's future!

  • Google 1 year ago
  • NCLEX Education Canada

  • We enrolled our daughter as a baby, as we were so impressed with the plan! As an educator myself, I believe it is so important to save for your children's future. Our rep- Susan was competent, friendly and explained the plan. I am so happy we chose this RESP plan and will be even happier when it comes time to utilize it. I highly recommend! :)

  • Google 1 year ago
  • By Ana

  • Very pleased with results and easy payouts system and my investment I did for my daughter with this organization. Can't thank enough!!!!! I did detail research before opening up the RESP and hands down CST have the best out there. All children in our family have RESP with this organization. I would recommend CST in a heart beat to any parent who would want to have a hassle free RESP . Thankful to our rep and staff helped us.

  • Google 1 year ago
  • henriette gomis

  • Google 1 year ago
  • Tania Bomben

  • Google 1 year ago
  • fariba asghar

  • honestly i had no idea that such thing exciting before having a kid. one day, suddenly, i recieved a call from an agent (Maya Aboud) and from the beginning she was so understanding and patient with me. we took an appointment and she came to my house for full detail. she explained very well every point and made sure that i have no question unanswered. Than i decided to open an account and go with them. she calls now and than to make sure everything's ok, she is quick and professional at the same time. whenever i call she is available. What is good with Cst is that we can take a break from paying, or change the amount we put aside temporarily. with the pandemic i had to call her an explain, she without hesitation accepted my offer (to lower the price of monthly fees). For now im putting aside some $ and hadn't the chance to use the money yet. so we'll see in 15 yrs how will i reclame it

  • Google 1 year ago
  • fariba asghar

  • honestly i had no idea that such thing exciting before having a kid. one day, suddenly, i recieved a call from an agent (Maya Aboud) and from the beginning she was so understanding and patient with me. we took an appointment and she came to my house for full detail. she explained very well every point and made sure that i have no question unanswered. Than i decided to open an account and go with them. she calls now and than to make sure everything's ok, she is quick and professional at the same time. whenever i call she is available. What is good with Cst is that we can take a break from paying, or change the amount we put aside temporarily. with the pandemic i had to call her an explain, she without hesitation accepted my offer (to lower the price of monthly fees). For now im putting aside some $ and hadn't the chance to use the money yet. so we'll see in 15 yrs how will i reclame it 😅

  • Google 1 year ago
  • Shannon Larkin

  • Google 1 year ago
  • Marta Skky

  • I trust this company for my child's education savings plan.

  • Google 1 year ago
  • Flavia Onel

  • Amazing people who work here at CST, always helpful, patient and enthusiastic to work for this organization. And for us parents it is a great feeling to know our contribution is safe and growing ...

  • Google 1 year ago
  • Ricardo Antonio

  • We bought RESP for our son in 2001 when he was only about 2 weeks old with William Tupper. It doesn’t seem like it’s been that long but he is now in his last year of massage therapy program. When our son was in Grade 12 and we had questions about how to apply and what to do when he needs to access it for his post secondary education, William came to our house to answer all our questions. William is so accessible when you need to talk to him, very easy to get a hold of and so friendly. He is very knowledgeable about RESP. We appreciated how he is able to explain things in a way that we understand it. We are so thankful that we got our kids education plan from him through C.S.T. I am very confident that when our daughter (who is almost 13 years old) needs her own RESP, William will make the transition to access her account as easy and problem free like our son’s was. Thanks William, you are an awesome guy and we are thankful you are very dedicated and passionate about your job. I don’t think a bank will ever meet people like us in our own home like you have been doing in all the years we have known you.

  • Google 1 year ago
  • Qurat-ul-Ain Jaferi

  • Amazing program for my kids; I have been with them for a few years. The staff/consultants are friendly, professional and prompt with resolving any requests/concerns. I can't wait for my kids to utilize their RESP for their education!

  • Google 1 year ago
  • Tim Loat

  • Our CST rep, Cathy Seetner is fantastic! We have set up RESP's for all three of our children and we are so happy we did and having Cathy as our rep was an added bonus. If you want a great rep who will take you considerately through it step-by-step, who is extremely knowledgable and always there for you when you need them, then Cathy is that rep. Can't say it enough how much we appreciate her and the work she has done for us and our family. Highly recommend CST and Cathy.

  • Google 1 year ago
  • Xianghui Ding

  • Google 1 year ago
  • Carmen Arancibia

  • Google 1 year ago
  • Nicole Shin

  • Google 1 year ago
  • Nancy Wang

  • Google 1 year ago
  • Ramzi Alkhouri

  • Cathy Seetner has great customer service and it was great pleasure working with Cathy, she follows up, keeps in touch, keeps me informed and checks up periodically. I am really happy with Cathy’s professionalism and quality of work. Keep up the good work.

  • Google 1 year ago
  • Roy Natividad

  • As a parent of two children who have benefitted from our CST RESP contributions, I must say that this ‘investment’ on our children’s post-secondary education through CST paid off handsomely. Thanks to a well invested and managed RESP portfolio, CST enabled our children to successfully pursue their university education without us experiencing any financial challenges/worries (or loans). I am fortunate to have been introduced to this by Maria (Connie) Dolina, CST Sales Rep, who without her unwavering and reliable expert advice and after-sales support, we would not have considered and maintained these contributions. Through the years, my wife and I always had pleasant engagements with her. Due to her friendly, yet professional, and empathetic, yet honest, character and demeanor, I have no qualms about referring more clients to her, who I’m sure will be just as 100% satisfied and grateful as we are.

  • Google 1 year ago
  • Casselle Natividad

  • We have the best experience with CST with our two daughters under their care. My eldest is now starting University and the CST customer service support we had was excellent especially with our agent, Joan Pankratz. My girls are so lucky to have CST as their educational scholarship plan provider and let their funds grow more for their future.

  • Google 1 year ago
  • FEDERICO pasqualino

  • Google 1 year ago
  • Dave Goodridge

  • The whole process has gone smoothly to this point. Everyone that I have dealt with, be it telephone conversations with staff or sales people have been very helpful and informative. My son and I's experience with CST has lasted for nearly 18 years, and now he is enrolled in university for September 2020 and we have begun the process of accessing the invested funds for his education. I trust that the process will continue to go as smoothly as all previous dealings with CST has gone, and all staff I have dealt with have been friendly, polite, professional and helpful when dealing with my son and I. I HIGHLY recommend their services for your children's education fund planning and needs.

  • Google 1 year ago
  • iliana pasqualino

  • Google 1 year ago
  • Rejoice Pomaa

  • Google 1 year ago
  • Paul S

  • My wife and I were pleased to speak to a rep by the name of Enza Carbide. Very informative and easy to understand the process involved. By the end of the presentation, it was a no brainier to invest through CST. Highly recommended

  • Google 1 year ago
  • Grace Diongco

  • My life is easy to have peace of mind knowing that my daughter’s education is taking care thru C.S.T. Plan to finance her education, I’m grateful to my Consultant William Tupper for the assurance and security he give us.

  • Google 1 year ago
  • Tania Rosa

  • Great customer service!

  • Google 1 year ago
  • Derek

  • We signed up and did a CST Plan for all three of our children when they were babies, when it was the best time to start. We had no idea at that time if this would pan out for us and more importantly for them. Well it worked for everyone, knowing that the money was there for them for university helped motivate them to get their degrees. Two of our kids went to universities in the USA, thank goodness we had these. Can't recommend this CST Plan strongly enough. Now there is increased flexibility than when our kids went. Thanks Canadian Scholarships

  • Google 1 year ago
  • Ana Simonova

  • The best choice for the future to our kids!

  • Google 1 year ago
  • Madolyn Mandrak

  • I was set up with a Zoom meeting with CST Representative, Vincenza (Enza) as part of “Canada’s Luckiest Baby”. I cannot thank her enough for all of the information about CST and for helping us open RESP’s for both of our children during the same meeting. I honestly did not know what to expect going into the zoom meeting other than maybe just learning more about RESP’s, and I had never even heard of CST. I can honestly say that I am so happy that we had that meeting with her because after going through all the numbers, I feel so much more confident about saving for our children’s future education, especially as we were on the much less beneficial track of going through our bank. Enza was so understanding and extremely friendly to talk to, which was much appreciated especially as our son was being fussy while on the call! I strongly urge parents to research and consider CST for RESP’s as they are truly so much more rewarding compared to other options such as banks.

  • Google 1 year ago
  • Carla Olson

  • We highly recommend CST to any family that is wanting to secure their child's future education! We have been very pleased with the communication and service, which has included face to face consults, telephone calls, and online help. Our oldest daughter is entering her fourth year of University, and our middle child is beginning College this fall. When the plans mature, the money is there, is quite simple to access, and the EAP payments are so helpful! There is also a lot of flexibility when withdrawing the funds. This plan for sure has met, and even exceeded our expectations!

  • Google 1 year ago
  • Julie McDonald

  • Google 1 year ago
  • Christian Cunanan

  • CST professionally (Enza) took care of our concerns as new parents. The guidance and options provided are straight forward and easy to understand. Enza was helpful in explaining our options for our child's future. As new parents, CST takes away all the hassles and concerns regarding child's educational needs. I highly recommend CST.

  • Google 1 year ago
  • francisca anazco

  • I love working for CST because of the great savings plan that they have for the children. I opened one for my newborn because I know that it will be there when he wants to go to school. Not only as a rep do I recommend this company but also as a new mom since its everything that you would want in a savings plan for your children...protection and growth. I have helped many families and I am proud to represent this organization.

  • Google 1 year ago
  • AdoLfo Cárcamo

  • I am new to canada and I knew nothing about this type of savings, we had our bank explain the RESP to us but everything seem to simple, no fees mentioned and basically just information of how the government will contribute, they don't even mention what type of risk / losses I would take. Of course as I new immigrant I was told to always do my research. I came in contact with CST and you can definitely see the difference on how they explain the savings so that you know all the details. I had a clear understanding on the purpose of the savings, the fees I will pay and also what happens if my son doesn't go to university. I do not know anything about investing so this plan made a lot of sense when it comes to the protection on my savings and grants. Thanks CST for the great info and support! I will definitely refer you

  • Google 1 year ago
  • Joanna Woodrow

  • My experience with Ella and CST has been excellent. Ella responded to me quickly and throughly. She took the time to explain all the details of the RESP and the many options that would best suit my children. She went up and beyond to find information that I needed which was specific to my circumstances. I appreciate her clear information which made me confident in Ella and CST. I would highly recommend Ella when choosing to open a RESP.

  • Google 1 year ago
  • Marri N

  • My husband and I had a zoom meeting with Enza. She was friendly, very informative with presenting RESP information and took the time to listen to what we had to say. We had a great experience

  • Google 1 year ago
  • Ian M

  • Myself and my wife are new parents. My personal worry was in the future where would my son go, how can we afford it. we were fortunate enough to be contacted by Enza. She walked is through a presentation which answered all our questions. In the end i am at ease knowing that the future of my son's education is taken care of. Thank you again Enza

  • Google 1 year ago
  • Nicole Pietsch-Bell

  • Theo is 2 weeks old and I’m excited to start saving for him! Fran was great to chat with and was so informative on everything ! I learned tones and I feel good starting an RESP for my son with this company!

  • Google 1 year ago
  • Diana Marie Santos

  • Google 1 year ago
  • Cathy Seetner

  • I love working with my CST families to make a big difference in their children's future as It did for mine. Both my children benefited from having a CST plan and when they went away to university having those funds were a godsend. Like so many other CST representatives, as a result of my very positive experience as a client, I joined the organization 21 years ago to help other families find the same value in securing their children's future as I did for my own.

  • Google 1 year ago
  • Theodore Apostolou

  • Google 1 year ago
  • Carol Coristine

  • Google 1 year ago
  • Ou

  • Google 1 year ago
  • Brenda Verral

  • Google 1 year ago
  • Ranji Raja

  • CST provided my family and I with great customer service over the years.Thank you!

  • Google 1 year ago
  • Vicki T

  • I had scholarships with CST for both my kids and the one for my second child just matured and we just received his funds. It was always an easy process and customer service is great. Thanks!

  • Google 1 year ago
  • Diana DD

  • Google 1 year ago
  • Skippy 01

  • Great organization, joined years ago and now my son can afford to go to college. Highly recommend.

  • Google 1 year ago
  • Angeline Morrison

  • Google 1 year ago
  • Tina Hatzopoulos

  • CST Consultant was extremely helpful and knowledgeable. Thank you so much!

  • Google 1 year ago
  • Tafania Pompey

  • I found services provided to be very professional and courteous.

  • Google 1 year ago
  • Irina Kalatskaya

  • Google 1 year ago
  • Flavia Onel

  • Google 1 year ago
  • Jocelyn Nicole

  • We are happy we chose CST to invest our money in for the future of our son! We have another boy on the way and will be soon adding him. Very personable staff as well. We love Ellie Twork! Also our son is turning 9 this weekend and he loves that they send him a birthday card every year since he was 3 :)

  • Google 1 year ago
  • Illyana Peltier

  • Google 1 year ago
  • Patty Edward

  • Google 1 year ago
  • Sarah Lewis Steele

  • I work for CST and started off as a CST client for 9 years now with RESPs for both my children. I've been so impressed with the company that I decided to join them as a rep. The service has been outstanding from my rep from day one and I'm so grateful for the help she gave us setting up the RESPs for our children and tailoring savings plans for us that work for our family. Now 9 years in I'm very happy with the returns and the track that we're on where we will be exceeding our original savings goals. Now as an employee of CST I can say that they are wonderful to work for. Very supportive and focused on the mission of helping Canadian families. I've studied Finance at the University level and with my in-depth knowledge of the industry and my personal experience I feel really good about being a part of this team. I'm thrilled every day to be helping families with their most precious investment.

  • Google 1 year ago
  • Jennifer Gould

  • Google 1 year ago
  • Lori Foster

  • Google 1 year ago
  • Indiana

  • Use it

  • Our Website 1 year ago
  • Katie Sawchenko

  • Our representative was great!

  • Google 1 year ago
  • Abena Giles

  • Google 1 year ago
  • David Hill

  • ***** My experience with CST has been excellent. Well informed managers and consultants, excellent plan performance even during economic down terms and not to mention the added benefit of extra money from accounts that were prematurely terminated. The 4 year EAP payments were more than expected! I’m very glad we decided to go with CST for our RESP plans. — David M. Hill

  • Google 2 years ago
  • Oasis 514

  • Google 2 years ago
  • Diana Giannone Mauro

  • CST has been a great investment in our 2 children's education! Service has always been 110%, prompt payments, great return on our invested funds & a very professionally run company! Thank you to everyone involved!

  • Google 2 years ago
  • Cynthia Addison

  • CST has fulfilled my daughter's dream by providing her tuition and spending through their wonderful plan. Thank you and continue doing your excellent job.

  • Google 2 years ago
  • Hicham Onaissi

  • Google 2 years ago
  • manpreet singh

  • One of the best consultants for resp always respecting your needs

  • Google 2 years ago
  • Carl Stephenson

  • Google 2 years ago
  • Ellen Laryea

  • Ellen BORQUAYE. CST is a great company. My first child education plan matured 3 yrs ago. I had no difficulty in getting the information or getting the fund to the school and the part that goes into my account. The customer service was excellent everything went well for me. I will buy from them any day any time if I have to do it again. Excellent experience worried free.ellen .from Ontario

  • Google 2 years ago
  • Kara-Lee Bronson

  • Excellent company, I am a graduate of the plan and both of my children are enrolled. Very flexible and guaranteed returns.

  • Google 2 years ago
  • Miesha Wheeler

  • Google 2 years ago
  • Erin Davies

  • Great personable service. They understand what we need and genuinely want what is best for our kids. Thanks again for professional above & beyond service and products

  • Google 2 years ago
  • Michelle Owen

  • I love the excellent security of CST's investments, with their great rate of return and very low fees. It pays to go with a non-profit!! My children will go to university with every penny I've put into the plan, plus every penny of the grants we've collected, regardless of whether the stock market crashes in the meantime. I love the low risk!!

  • Google 2 years ago
  • Lucinda Welch

  • Great Customer Service, never an issue.

  • Google 2 years ago
  • Robert Engley

  • To give the Scholarship Trust Plan a try it is the best way to save for your child's future.

  • Our Website 2 years ago
  • Veronica W

  • I am glad i invested in CST. It was well worth it in the end. Thanks to the supportive telephone representatives and Karen Placey for signing up our family 20 yrs ago.

  • Our Website 2 years ago
  • Steve King

  • Excellent customer service, great all around experience. Thank you. 

  • Our Website 2 years ago
  • Steve 

  • Always up front when setting up account/plan. Never pressuring but definitely giving good advise. And now that the kids are in post-secondary its great to have the funds to help them (grants from the government help too)

  • Our Website 2 years ago
  • Jim Ma 

  • This is a reliable and service-excellent company you can rely on.

  • Our Website 2 years ago
  • Muhammad Chaudhry 

  • Very well managed plan to secure funding for your kids college education. Definitely recommend parents of young kids to look into it and start saving from today. I'm glad I started early.

  • Our Website 2 years ago
  • charlene catellier 

  • Very good service but I will like to have a bit more information in French. My daughther Jessica Sobczyk is now 18 years old.

  • Our Website 2 years ago
  • Patricia Pang

  • Everyone is very helpful and friendly

  • Our Website 2 years ago
  • Karen

  • I would suggest that all families need to really think hard about their children’s education. I have seen tuition get more and more each that when the kids finally finish school they are so far in debt it doesn’t help when they also need to start looking at their future. I started my granddaughter’s educational fund with cst when she was a week old. She is now 14 and is thinking about what she wants to do and what to take in college or university. The consultant that came to see me was very informative and helpful. I’m just really glad I did it!

  • Our Website 2 years ago
  • Angie P.

  • Easy to set the account, and make payments. But at maturity it is very difficult to read the disposition of funds My sales rep Matthew was not helpful

  • Our Website 2 years ago
  • Shyrose Lalji 

  • The best company that I dealt for my child’s RESP. Very knowledgeable and helpful staff and all the procedures were easy to follow and they did exactly what they said.I would recommend them anytime.

  • Our Website 2 years ago
  • Calvin

  • It is great, I am glad we started to plan years ago. My daughter is going through University right now and our only regret is that we didn't start the program from when she was born. It took a friend that worked for CST to convince us when she was three. Fortunately our second kid was a new born so he will reap the full benefits.

  • Our Website 2 years ago
  • Shyrose Lalji

  • The best company that I dealt for my child’s RESP. Very knowledgeable and helpful staff and all the procedures were easy to follow and they did exactly what they said.I would recommend them anytime.

  • Our Website 2 years ago
  • Tony Gauci 

  • Easy to set the account, and make payments. But at maturity it is very difficult to read the disposition of funds My sales rep Matthew was not helpful

  • Our Website 2 years ago
  • Sarah Plosenski

  • The consultants I dealt with were very educated and knowledgeable on the products offered along with professional and friendly. They have provided me with great recommendations and I am confident that my family's future will be bright.

  • Our Website 2 years ago
  • Mary Crome

  • I didn't know cst would work out. I had lost money in market crashes and never recouped it and I didn't have faith in savings and I had become cynical about investing. I put just a wee bit in every month so that if it was lost I wouldn't be sad or disappointed. Yet when the time came, the money was there!!!! There was enough for my son to do what he desired to do and It was easy to access. Customer service was amazing! It was well worth it. For my other children I may even increase the tiny bit I've been putting in cuz now I know it really does work and really is real money.

  • Our Website 2 years ago
  • Bernard Ngu

  • Investing your RESP with CST is a conservative, safe and good return approach compared to other high risks investment plans. I recommend joining CST and put your trust in their management expertise.

  • Our Website 2 years ago
  • Ellen

  • I'm so glad I choose CST for this long term saving. It did help me to make early arrangement for my kid education expense. Consultants provided me professional knowledge and so efficiency service.Thank you very much !!

  • Our Website 2 years ago
  • Vanessa 

  • They are always available to answer questions. It is a worthy investment.

  • Our Website 2 years ago
  • Brent Wolkosky

  • CST has been very accommodating, fair, and helpful. It has been quite easy to navigate through their system to access funds for both of my sons’ education training so far.

  • Our Website 2 years ago
  • Vera Kuznetsova

  • Very good service

  • Our Website 2 years ago
  • Rejoice Pomaa-Ankamah

  • It is very pleasant to work with you to save for my child's future. I was very amazed the last time I checked my contribution and found out how the money has grown. Thank you your awesome service.

  • Our Website 2 years ago
  • Vera Kuznetsova

  • Very good service

  • Our Website 2 years ago
  • Ina Morariu

  • Best plans, good service. Prompt answers and follow-ups to all our inquiries and mails. Our consultant Ronny Laredo, has really the people's interest at heart following the plans and suggesting the best strategy in order to obtain the best results. Very good web-site easy to use. This was by far the best investment that we've done for the future of our son. We highly recommend the CST.

  • Our Website 2 years ago
  • Rose Dowling

  • Have had great help from my local contact as well as online contacts. No issues in getting the information needed to acquiring the funds for my daughters education.

  • Our Website 2 years ago
  • Esmeralda P. Ursic

  • CST is an excellent service that provides all my children's Educational needs on time. My experience with this organization is outstanding and reliable! I recommended CST to my family members who have young children!

  • Our Website 2 years ago
  • Sonja Pettifer

  • I am very thankful that CST was there for one of my daughters who started university in 2014 .As a single parent this was my contribution and an incentive for her to further her education.She graduates 2019 with a bachelor of science with no student debt.Her sister decided higher education was not for her so CST has given some of the money meant for her to her sister.I highly have recommended this program to my friends and family,because if you dont have a savings plan early for your children they may become discouraged to further their education.

  • Our Website 2 years ago
  • Brent Wolkosky

  • CST has been very accommodating, fair, and helpful. It has been quite easy to navigate through their system to access funds for both of my sons’ education training so far.

  • Our Website 2 years ago
  • Ledzy Lam 

  • Yes , 100%

  • Our Website 2 years ago
  • Rose Dowling

  • Have had great help from my local contact as well as online contacts. No issues in getting the information needed to acquiring the funds for my daughters education.

  • Our Website 2 years ago
  • Ina Morariu 

  • Best plans, good service. Prompt answers and follow-ups to all our inquiries and mails. Our consultant Ronny Laredo, has really the people's interest at heart following the plans and suggesting the best strategy in order to obtain the best results. Very good web-site easy to use. This was by far the best investment that we've done for the future of our son. We highly recommend the CST.

  • Our Website 2 years ago
  • David Long

  • Well let me tell you, investing in the CST Plan was one of the best investments I have ever made in my life. I highly recommend that all parents invest in a RESP, as it has paid-off big-time for me and my children. There is just one thing that has bothered me continually over the 18 years that I contributed to the CST Plan . That one thing is the fact that CST was never able to explain CLEARLY how their various plans work and what happens when the plan matures. They told me verbally, but it was hard to picture in my mind. I must have had at least 50 conversations with various people at CST over the years and for the life of me I was never able to grasp how it all works. I think CST should put together an A to Z video explaining and showing how the plan works using real life examples. Even at this point, now that our plans have matured and are half-way through the payouts, I still do not understand how it all came together. I guess you could say I just had blind faith in the process and fortunately that blind faith paid-off. Lucky me.

  • Our Website 2 years ago
  • Adrian Gilli

  • We have used CST for our three children and have been very satisfied with the service/returns obtained.

  • Our Website 2 years ago
  • Kris Balchan

  • We signed up both our boys with CST. Now they are both in iuniversity, paid for by our contributions to this plan. I’m glad we signed up. Our contributions, plus the Government incentive makes it worthwhile. Getting you contributions in, and drawing down the money when my kids began university was problem-free, and hassle-free. If I had to, I’ll do the same thing all over again.

  • Our Website 2 years ago
  • Mary Minna

  • Knowledgeable staff. Money very safe with revenue potential high

  • Our Website 2 years ago
  • Abera Mamo

  • CST was managing my daughter's postsecondary education, staff are very friendly and helpful. it was a hassle free process! redemption was smooth. I only say thank you for all the help.

  • Our Website 2 years ago
  • Rafael Rainer Concepcion

  • Excellent customer service and easy access to my account and flexible options.

  • Our Website 2 years ago
  • Cheryl McClellan

  • The fund is well managed, the customer support is excellent, and it’s incredible peace of mind to have the savings in place for post secondary education.

  • Our Website 2 years ago
  • Judy Gopaul

  • Best decision ever joining CST 20 years ago. Having 3 kids, two of whom are about to complete University. CST is a very reliable and trustworthy institution to invest for your children's future. Superb Customer Service.

  • Our Website 2 years ago
  • Rita J.

  • An excellent program and easy to navigate. One of the best decisions you can make for your children's education. Both of our daughters have benefited.

  • Our Website 2 years ago
  • Russienne Concepcion

  • Highly recommended to invest for our child’s education. With transparency on accounts cash flow. Principal savings can be used anytime you need it. Very satisfying customer relations.

  • Our Website 2 years ago
  • Susi Étoile Ahlborn

  • When it came to redeeming my son’s contributions, it was a hassle free process! Any question I had prior to redemption was answered and followed up by representatives! There were no glitches, no hold ups. The whole redemption process was smooth!

  • Our Website 2 years ago
  • Christine Brain 

  • I would highly recommend CST as a safe and reliable RESP. We were able to put one child completely through a Bachelor of Applied Psychology Degree and are currently paying for a second child enrolled in a UVIC Business Degree through the CST plan. My advise would be to maximize your payments as education costs are rising just as fast as all other cost of living!

  • Our Website 2 years ago
  • Kim Gaulton

  • I would highly recommend. CST very helpful and friendly and no hassle when you request your money for Post secondary.

  • Our Website 2 years ago
  • Joanne Parney

  • Professional friendly and reliable, service you can trust.

  • Our Website 2 years ago
  • Natalie Buylla

  • Great service all around - Website easy to use

  • Our Website 2 years ago
  • Winnie Ma

  • Thank for very friendly and faithful service over the years. No hassle and customer friendly. 

  • Our Website 2 years ago
  • Chan

  • Very Very good. Thanks 😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄😄

  • Our Website 2 years ago
  • Arif

  • I am happy that CST did a great job for my kids edjucation

  • Our Website 2 years ago
  • Monique Bond

  • I’m very happy that I had this trust plan for my children!👍🏼Thank you for the great service!😊

  • Our Website 2 years ago
  • Qunxin Ouyang

  • We are happy on the CST services, and my kid got the fund that CST said in the beginning, we trust CST.

  • Our Website 2 years ago
  • Elly Simpson

  • We started with CST when our daughters were born and contributed to the RESPs until they turned 18. Both of them are in university now and we have accessed the funds. Withdrawal was easy and my online chats and phone calls with the representatives has always been positive. I know that that worried about putting all this money in year after year if there would be issues when it came time to withdraw it - there were no surprises at all. My only negative feedback would be that there was very little communication from our plan representative - if we didn't reach out, we never heard from her.

  • Our Website 2 years ago
  • Nancy Heath

  • This is a great way to save for your children's education. You are always able to talk to well educated, knowledgeable individuals regarding your investments.

  • Our Website 2 years ago
  • Donnette Green-robinson

  • I recommend CST to all parents/ grandparents aunts, uncles etc. To contact C.S.T when thinking of saving for their child's education. My experience in dealing with the company has been positive.

  • Our Website 2 years ago
  • Abraham

  • CST is a reliable and trustworthy institution to invest for your children's future. My two girls are now in university and all tuition/expenses are taking care of because of a wise decision I made 20 years ago. Many thanks tho CST

  • Our Website 2 years ago
  • Anne Fleming

  • Very happy to recommend CST to other parents. We started contributing the first year our kids were born and continued until they were university age. Honestly one of the best investments we made. When it came time to access our funds, we had plenty of questions and the customer service consultants were all excellent. Knowledgeable, courteous, and a pleasure to speak with.

  • Our Website 2 years ago
  • Ciara Raney

  • Absolutely

  • Our Website 2 years ago
  • Abbas Wiredu

  • The service is excellent. CST responds promptly to inquiries. CST invests your dollars wisely. The scholarship application and payment process is a walk in the park. I am a highly satisfied customer.

  • Our Website 2 years ago
  • Mehernosh Iranpur

  • very smart to join CST. Its worth every penny

  • Our Website 2 years ago
  • Maribel

  • Return on investment is totally safe. Annual updates helps a lot plus online access is very convenient. Claims processing is fast! Totally recommendable!

  • Our Website 2 years ago
  • Eyassu Gebremedhin

  • The best way for education saving for the future of their children

  • Our Website 2 years ago
  • Andre Frigault

  • a great opportunity I strongly recomend CST for childrens education.

  • Our Website 2 years ago
  • D. Barth Calgary AB

  • My dad helped me and my 3 siblings get through post secondary with CST in the 70's and 80's. Now I am helping my own 3 kids out with U of C and SAIT. Hope they will pass this on to my grandkids some day! D. Barth Calgary AB

  • Our Website 2 years ago
  • Brian Jognston

  • The whole process from sign-up 17 years ago to the on-line claim this year was easy. I am very happy with the CST plan and would recommend it to anyone.

  • Our Website 2 years ago
  • Almarie Mas

  • Saving with CST was the best and helpful decision I've ever made to help my children for their University/College tuition. Otherwise, I will not be able to save it on my own by just leaving my savings in the bank. Much thanks and I wish the company more success, growth and more parents/children help save for their future.

  • Our Website 2 years ago