Make education dreams a reality
An RESP is a smart, simple way to save for your child’s future. Your money grows tax-free while invested, and the government helps boost your savings with grants—so you can do more with every dollar. Whether you’re just getting started or looking to maximize your contributions, an RESP gives you a head start on post-secondary costs.
- Contribute up to $50,000 per child over the lifetime of the plan
- Earn up to $7,200 in government grants through the Canada Education Savings Grant (CESG)
- Grow your savings tax-free until it’s time to withdraw
- Use the funds for college, university, or trade school—including tuition, books, housing, and more
- Start with any amount, since every little bit adds up over time
Why choose CST Spark?
Personalized support and exclusive benefits designed to make saving for education easier, and more rewarding. Here’s what you can count on:
Personalized support
Friendly, professional guidance from a CST Spark Mutual Fund Representative who’s with you every step of the way.
Simple, flexible tools
Track your progress, adjust contributions, and manage your account anytime, anywhere, with mySpark on your mobile device.
Investment options that fit your life
Whether it’s an RESP, TFSA, or Investment Account (Non-Registered), our solutions are built to grow with your family’s needs.
Which accounts are right for you?
Check out our handy comparison table to learn about RESPs, TFSAs, and Investment Accounts to determine which one will work for your savings goals.
CST Spark Education Portfolios are sold only by Prospectus. Investors should read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Download the Prospectus and Fund Facts.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts or Prospectus before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.