A CST Spark Investment Account is a great option to help you:

  • Save for education when you’ve maxed out your RESP or TFSA contribution limits
  • Contribute more freely without annual limits
  • Invest for big future goals like tutoring, travel, or room and board
  • Keep your savings accessible if you need to withdraw at any time

Boost your education savings

Save beyond the $50K RESP limit

Our TFSA and Investment Account let you continue to grow your savings for education and beyond.

Start early

Expectant parents can begin saving even before their child is born, giving you a head start.

Include loved ones

Grandparents, family, and friends can easily join the savings journey to support your child’s future.

Empower kids

Once they turn 18, your child can open their own account and take charge of their dreams.

Why choose CST Spark?

Personalized support and exclusive benefits designed to make saving for education easier—and more rewarding. Here’s what you can count on:

Personalized support

Friendly, professional guidance from a CST Spark Mutual Fund Representative who’s with you every step of the way.

Simple, flexible tools

Track your progress, adjust contributions, and manage your account anytime, anywhere, with mySpark on your mobile device.

Investment options that fit your life

Whether it’s an RESP, TFSA, or Investment Account (Non-Registered), our solutions are built to grow with your family’s needs.

Which accounts are right for you?

Check out our handy comparison table to learn about RESPs, TFSAs, and Investment Accounts to determine which one will work for your savings goals.

CST Spark Education Portfolios are sold only by Prospectus. Investors should read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Download the Prospectus and Fund Facts.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts or Prospectus before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.