Why does CST have this type of contribution schedule? Why can’t it be more flexible?

Above all, we want to help our customers save over the long-term. In our experience, investing a consistent amount of money each year is one of the best ways to build your savings. Following a schedule helps ensure that contributing to your RESP remains a priority.

However, we understand that life doesn’t always go according to plan. That’s why we’ve worked to incorporate greater flexibility into some of our current plans, including our Group Savings Plan 2001. There are 9 contribution schedules available for our Group Savings Plan 2001. Our Individual and Family Savings Plans and a single contribution Group Savings Plan 2001 are the most flexible as they don’t require any future contribution commitments.

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