What is an EAP?

An EAP is an Education Assistance Payment. It's the payment that's made to your child after they've officially enrolled in eligible post-secondary studies at an approved school. If your child has a CST Advantage Plan, they are entitled to four EAPs. Each EAP consists of the following:

• Government grants and any income earned on your government grants
• The child’s share of the EAP account (a pool of money distributed between students in the same beneficiary group)
• The Group Plan Benefit
• Sales Charge Refund