CST RESP Reviews & Testimonials

Thank you for choosing CST to help save for your child’s future education. Please share your experience with us by writing a review and help others start their journey to save for their child’s post-secondary education.

  • Marjorie Livingstone

  • I recently became a client of CST. Gigi and Frank were so warm and welcoming, knowledgeable and thorough. My husband and I felt at ease because we received so much information and overall excellent service from Frank and Gigi. I recommend them 1000 percent!

  • Google 2 months ago
  • Fenny Joy Hadap

  • It is such a great pleasure knowing Ms Matilda Laar, a CST consultant. She is phenomenal in explaining about the CST RESP. We already signed an RESP in a bank but despite knowing that, she stepped up and explained every detail about opening an RESP in CST, wherein, the bank never even bother to explain. She is very knowledgable and answers all our questions. She even deals directly with our queries as soon as possible through email and phone call without us dealing in a customer service. If you are thinking of your child future education, I would totally recommend her as she is the best.

  • Google 2 months ago
  • Yanetsi Silot

  • Google 2 months ago
  • Melinda Asztalos

  • The CST has come through with flying colors - there were some issues but they have been resolved with so much kindness and professionalism. We were able to retrieve our funds and any issues have been beautifully resolved. I am so grateful for the CST team - they REALLY care.

  • Google 2 months ago
  • Nicole Molnar

  • Google 2 months ago
  • Neysa Tumbokon

  • Gigi and Frank were very informative about the benefits of RESPs and very kind.

  • Google 2 months ago
  • Rama Bhandari

  • Google 2 months ago
  • Sara Khan

  • Me & my husband would definitely recommend CST to any new parents or anyone who wants to invest in their future. Siddiqa Anam has been an absolute joy to deal with and we are so happy to be in touch with her for all our RESP needs. They have great Refer a Friend Contest - monthly draw! & I'm so excited to win this monthly draw 🥳

  • Google 2 months ago
  • Mark Payne

  • Thanks Cathy Seetner for many years of good service. Really appreciate your call the other night.

  • Google 2 months ago
  • Jordan Stilborn

  • We have had a wonderful experience setting up our children's RESPs through CST! Jillian is our representative, and she has always made the process quick and easy. She answers all of our questions, does check ins, and makes sure we are making the best financial choices for our children. Highly recommend contacting Jill and CST!

  • Google 2 months ago
  • home chino

  • After researching and wanting to know more about our investments. Especially as it pertains to investing in our children; we transferred our RESP's to CST from our regular bank approximately a year now. Our consultant Marla Grenier has been very informative, patient and willing to answer all our questions before we completed the transfer process. We didn't feel the pressure of completing a sales transaction as we did in our local bank and she was forthcoming with information and willing to learn along with us. Our relationship with our CST consultant has been a wonderful one so far and we look forward to a brighter future for our children.

  • Google 2 months ago
  • Nicole De Sello

  • We signed up with Marcelline Murray and our experience was very positive! Everything was done online because of covid but the process was very smooth. Marcelline was very helpful, knowledgeable, and there was no pressure at all to join. As first time parents, we are happy to be able to prepare and plan for our twins' education through CST! We recommend signing up with Marcelline she is amazing!

  • Google 2 months ago
  • Karen Li

  • I was a beneficiary of the RESP plan that my parents have invested, and when I was enrolled into my post secondary education, the application for funding was overall simple and efficient. Currently, Ana is assisting me and my husband in planning for an investment for our future kid.

  • Google 2 months ago
  • Rajdeep Kaur

  • Google 2 months ago
  • Ananda Abayaratna

  • "We enrolled our two children years ago and they are now reaping the benefits of the CST/RESP. In this journey of many years, we were very competently and professionally guided by our rep Rani Sivacumar. She was on top of it all and at times ahead of the curve. She took a great personal interest in the process and CST is to be commended for retaining a representative of Rani's calibre. We wish her well in her role and recommend her services."

  • Google 3 months ago
  • Sooria Kumar

  • Thanks to my friend Rani (Thamilarasi Sivacumar) for introducing us to CST to enroll our children's RESPs. I knew Rani many years back when we studied in New Jersey. After many years, Rani was referred to us by one of our friends who helped us with opening RESPs for our children. Rani recommended us to contribute annually starting at age one as a birthday present for our child and we are glad that we invested for the cost of her education. Rani also helped us in receiving all 4 EAPs until her graduation last year and we are waiting to collect the same for our son who will be starting his university education next year. After contributing every year for 17 years, we realized that we made the right choice to invest in RESPs with CST Plan. We are so grateful for Rani's guidance to start saving early and yearly to cover the increasing education costs for both of our children. We recommend CST Plan and Rani (Thamilarasi Sivacumar) to families who would like to invest in RESPs for their children.

  • Google 3 months ago
  • Tom Birch

  • After 20 years of working closely with Karen Taylor at CST, I would like to say that our experience with our three children's RESP plans has definitely been 5-star. Whenever we had a question, we received clear and concise responses and CST delivered their annual deposits on time and one schedule. All good!

  • Google 3 months ago
  • Luella Anne

  • I only have good things to say about my experience in CST. Lucky to have met a representative who is very well informed and highly knowledgeable in her craft. In choosing the right investment for my son’s future I highly recommend Ms. Connie Dolona. She will not only educate but will also guide you in choosing the perfect plan fitted for your little one’s future. I know we don’t need to worry anymore about my son’s education as I have secured it wisely. Glad to have kickstart my son’s RESP contribution. Thank you and more power CST.

  • Google 3 months ago
  • Maya Bhandari

  • I am a financial illetrate and was very anxious about this whole scholarship ordeal and zoom meeting. Dilpreet Kaur explained all the things in such detail and with such simplicity that the whole process was a breeze. Anxiety didn't even lurk around. I am sure my daughter will be thanking her too in the future. Keep up the good work Dilpreet and keep on helping families to make their children's future bright. You were awesome.

  • Google 3 months ago
  • Dharsha Sundar

  • Google 3 months ago
  • mahshid hosseini

  • I really appreciate Cathy’s suggestions about the investment for my child's future with CST. If you are thinking to have saving for your children education I highly recommend CST!

  • Google 3 months ago
  • Olivia Thomas

  • Cathy Seetner was very helpful and informative with regards to RESP.

  • Google 3 months ago
  • MP Solten

  • Eva Wielopolski makes our CST experience so easy, stress free - and 100% satisfactory. She spares no effort to help us make informed decisions and reach our saving goals. We have recommended Eva & CST to all our friends and family. (and will continue to do so!)

  • Google 3 months ago
  • Sidra Ahmad

  • We have been dealing with John Chirico for couple of years. He guided us to choose best of the best for our boys. He is always there for all our concerns and needs. Very accessible thank you so much for this wonderful experience.

  • Google 3 months ago
  • Michael Hrycay

  • My daughter went to university this year and I was contacted by my CST rep to guide me through my options for withdrawing my money. The whole process took under 10 clicks on their website, and the money appeared in my daughters account a few days. I couldn’t be more pleased with the level of service and quality of product. CST kept track of all government grants and plans and invested the money for a good return. I also received a part of my original commission fee back. If you are looking for a savings tool for your kids education this is a top notch alternative. Take note that what it does differently is charge you all fees up front. If you are making payments, at first they go to fees. Once fees are paid, your payments go to the investment. This is NOT a scam, it works well if you keep this as a long term investment. And, at the end, like I said, they refunded part of the fees. Remember, all savings plans have fees, even if they are hidden. CST is up front about them. I HIGHLY recommend this product, it worked out very well for me.

  • Google 3 months ago
  • Jamaica Ramos

  • Thank you Maria Connie Dolina for helping me to fulfill my son’s future. I really appreciate your help. 💛

  • Google 3 months ago
  • Melissa Zarecki

  • Since our children were babies , we worked with an amazing Rep , Joan Pankratz , from Winnipeg, Manitoba. She helped us to navigate through what plan worked for us , as far as financially saving each month . How quickly the kids grew up and now we had plenty of money to pay for schooling and also had incredible savings for their future . We used our child tax credit for our savings , which was so smart , with these RESP’s and the government money added up quickly on top of our contributions . I HIGHLY recommend anyone to look into this program ! It has been very rewarding . And the money isn’t hard to take out later , when you need it . Our kids both being graduated happened in the blink of an eye !! Definitely has eased any anxiety that we would have had , if we’d have spent that child credit, and had nothing to show for it now !! Our experience has been totally a positive one !

  • Google 3 months ago
  • Peter Miller

  • I used CST for my son 35 years ago, and have been proud to represent them, as an agent, for over 25 years. I've learned, in my time with them, that they really are a not-for-profit organization, they make every decision on what's best for the child/student and not what will maximize profits.

  • Google 3 months ago
  • Sarah Whowantstoknow

  • I've had an amazing experience with CST. I've been a client for many years and anytime I need help, Diana Sober is there to help. Day, evening, weekends, she is always available. Thanks guys. Keep up the good work.

  • Google 3 months ago
  • Season Spice

  • What can I say about CST. Well, they are amazing. Everything from the start has been great. My account rep has since retired and my new account rep Diana Sober has been fantastic. Collecting my son's money earlier this year for school was a breeze. I did it online and had my money within the week. Thank you all for everything you do.

  • Google 3 months ago
  • Cocoy Sapon

  • Very competent, helpful and reliable company especially our sales rep Maria Dolina. She have help us from the beggining to the end of the process. Now my Son is about to finish university education and I cannot be so very appreciative to CST.

  • Google 3 months ago
  • Ms Bucci

  • To anyone who is thinking of investing in their child(ren) CST is the place to do so. Cathy Seetner has journeyed along side my family for the last 17 years. She answers all inquiries and provides strategies and options available to get the most from your scholarship trust fund. I can’t wait to begin helping my child with her post secondary and not feel the burden all at once. I high recommend CST to anyone wanting to support their child’s learning.

  • Google 3 months ago
  • Nizar Hamrouni

  • Google 3 months ago
  • Robyn Sanford

  • I always knew I wanted a RESP plan for my children, when CST contacted me to set up a visit to go over the details it was so knowledgeable, easy to understand and amazing benefits are offered for my children. The absolute best RESP dealer!! I loved the plan so much, and for as little as 10$ a month, you can't go wrong. I loved it so much I decided to go ahead and do an application for employment! I have come to know all my colleagues and how amazing they are, passionate people. You will never get better service from banks, financial planners, or other RESP dealers. This is by far the best of the best! Thank you CST!! 😀

  • Google 3 months ago
  • Alanna Radusin

  • Barbara G helped me get RESPs started for my kids. I wasn't a fan of using zoom to communicate but she made everything quick and easy. She thoroughly answered all my questions and made the process very simple!

  • Google 3 months ago
  • Randall Gladman

  • My children have graduated from the CST Plan and they both benefitted from these plans. My son did a student exchange program in Australia and he used the funds saved over the years to pay for the program. To this day he is forever grateful on my decision to take out a CST PLAN. My daughter used part of the funds received from the CST PLAN to study at an art institute in Paris for a summer. I believed in these plans so much that I eventually joined CST CONSULTANTS as a representative..

  • Google 3 months ago
  • lynn knowles

  • I recently inquired about joining the team at CST consultants Agency 510. I found everyone to be extremely professional, ethical, honest and friendly there. They were all very knowledgeable about the RESP product that they were presenting to the clients. They were also very enthusiastic about presenting the product to clients. I was very confident that the quality of the RESP product that they were marketing to the clients was the finest product in the industry. Since 1960, CST has taken the education dreams of parents and children and turned them into a reality. What was evident in my experience, was that the sales reps at CST believe wholeheartedly in the RESP product that they are marketing. This product is exceptional. The CST RESP product really offers advantages to the client that cannot be found in any other product in the industry. I know that a client will have a very positive experience working with a CST sales rep to design an RESP plan that will provide the best options in education for their children.

  • Google 3 months ago
  • Nathalie Ohana Znaty

  • My husband and I have plans with CST for each of our three children. It is by far the best investment I have ever made! Two of my children are already in Cegep and I am so grateful that they do not need to take out student loans. I know that without CST, we would have never had the discipline to save all these years.

  • Google 3 months ago
  • Shay Bas

  • Who ever is looking for a plan I strongly recommend C.S.T many different product on the market HOWEVER the product an service we choose was unbeatable, we had the pleasure of working with (Laredo agency 510 )Mr Laredo came to our house for the first time over 23 years ago took his time to answer ALL questions and hesitation we had he made sure we understood the benefit of the plan, my wife and I were looking for a plan that can reassure our children and us, over the years Mr Max Laredo kept coming for our children, we can truly say that the plans to come were easy for us once understood the benefit it was as we say “ no brainer “ 4 plans later we cashed out on 2 and 2 others are on the way, after 23 years any question we had was promptly answered Monica from the office was such a pleasure at any moment professional and a real comfort….Mr Laredo Monica and the rest of the Laredo Agency we worked with Thank you for being here and helping us to choose the right plan for our family anyone thinking of getting a plan CALL this agencies you will not regret after one visit with a representative you’ll understand why it’s the right plan. Thank you Mr Max Laredo Monica and the entire team.

  • Google 3 months ago
  • Amy M

  • Google 3 months ago
  • giovanni chirico

  • I've opened plans for my 3 children. It was one of the best investments that I have made..They have all completed their post-secondary education. They have surpassed our expectations. Knowing that CST is a company that is of the upmost integrity is hart warming to me and my family. We are not just account numbers to them. It's a family's ongoing future at stake. For this,I am grateful.

  • Google 3 months ago
  • Charbel Kattoura

  • Excellent service just got my payments and it helps a lot to pay my education fees and my expenses So professional!

  • Google 3 months ago
  • Adrian Poitras

  • Best investment for post secondary education. Safe and structured savings plan. The most flexible plan on the market.

  • Google 3 months ago
  • Jasmin Lazo

  • Google 3 months ago
  • Abner Orozco

  • Great experience working with Rana. She was very informative. We are looking forward to saving up for a kids education while still being able to keep up with everyday life expenses.

  • Google 3 months ago
  • maluta pawlikowska

  • thank you to my great rep (Eva Wielopolski) that has been asnwering all my querry questions

  • Google 3 months ago
  • Victoria Burgess

  • We are so happy we decided to open an RESP for our son through CST, Marla Grenier is absolutely amazing to work with. If you are looking to open a RESP definitely ask for her!!

  • Google 3 months ago
  • Crystal MacMillan

  • We enrolled our son with CST weeks after he was born and I have had nothing but a good experience working with our representative Angela. The presentation on the different options and how this trust works was clear and it was easy for us to make a decision in regards to which plan would work for our family. We are very pleased with CST and the security they bring us knowing we are saving for our sons future.

  • Google 3 months ago
  • sherry fillion

  • We are very happy with the solutions that CST provided us for our children’s post High school education. Upon meeting with our representative, Eva Wielopolski, we knew that we were in good hands. Her attention to detail and always positive demeanor throughout the many questions and requests that we had (and continue to have!) has proven to us that we made a great choice in choosing CST. Thank you, Eva!

  • Google 3 months ago
  • Cherry Pahamutang

  • Education is the passport to the future,for tomorrow belongs to those who prepare for it today. Thank you so much Maria Connie Dolina for such amazing experience. As fresh parent we had peace of mind now.

  • Google 3 months ago
  • Premalathah Krishnamoorthy

  • Exceptional services by sales representative Rani Thamilarasi Sivacumar, for my two children since they were born. Rani was able to provide us with all the options, while going through in depth of each plans attributes in an informative manner. She also took the time to give us specific recommendations, that are in our best interest. Her patience throughout the whole process is remarkable. Nevertheless, her services helped us receive all 2 EAPs for our first child and the second one is waiting to collect. Overall, we highly recommend Rani Sivacumar to be your CST agent, for the best experience possible!

  • Google 3 months ago
  • Manon R

  • Google 3 months ago
  • Jerwin Ventura

  • I started early in saving for my kids education without regrets. I value the recommendation of my Sales Rep Maria Connie Dolina to start something and increase it when I am more comfortable financially. I did it slowly. My son will be graduating in high school in two years. I then realized that disciplined savings in a company like CST leaves you stress free. Thank you CST and you Connie.

  • Google 3 months ago
  • Cecilia Grant

  • I enrolled my eldest daughter with CST RESP years ago, and her father has continued the contribution over the years and it paid off when she attended 2 year program. She graduated with no loan or OSAP. This is when I realized the importance of an RESP. Thanks to Maria Connie Dolina who never gave up on me.Because of her expert advice, dedication and helping more families benefit with the best RESP company in the industry, I will never go wrong. Thank you CST you are simply the BEST.

  • Google 3 months ago
  • Danilo Baret

  • Parents are concern for the well being of their children and they know that education is a great tool if used the right way will assure a better future. We parents are looking for ways to finance the post secondary education of our children. CST helps us to fulfill this obligation to our children. Thru our friends Connie Dolina was introduce to us as a Sales Representative of CST. She explained to us how RESP works and all the advantages to ease the burden of financing the post secondary education of our daughter. Connie assisted us in releasing the funds for the tuition of our daughter. It is now that we realized savings thru CST has help us send our daughter to post secondary education at ease. WE thank Connie Dolina for all the help

  • Google 3 months ago
  • Maria Jovi Rose Nivera

  • My parents chose CST for my RESP, as well as for my sibling, because they believed it worked best with the type of plan they wanted. From what I have heard from my parents, our CST Rep, Maria Connie Dolina, was able to work with them to develop an agreeable budget for their monthly installments. I am now in my 3rd year of university and have received my RESP and have been receiving my EAP annually at the beginning of each school year, which has helped me manage my tuition fees and other school expenses. Maria Connie was always helpful with any questions I had regarding my EAP and followed up whether I have received it or not and more. She has also been very helpful and patient with us with any of our concerns and provided advice on how I could manage my finances for school. Overall, CST and their CST Rep, Maria Connie, has helped us very much and provided advice on how to manage my finances.

  • Google 3 months ago
  • Diego Gaona

  • I greatly appreciate the advice and tools that CST has provided me over the past two years to ensure the best educational opportunities for my daughter. I want to mention and thank Ann Beausejour for her disposition and excellent attitude.

  • Google 3 months ago
  • rudy de bianchi

  • It was a pleasure set up an account with maria Connie dolina. Very recommended

  • Google 3 months ago
  • Waqqas Chauhan

  • Investing in your children's educational future is the best gift you can give them. Anam was a great guide in finding the perfect RESP which suited us best. Highly recommended for everyone who have young kids.

  • Google 3 months ago
  • Ines Sonsire Baquero Orrego

  • Coming to Canada as inmigrant with Resident Card was not easy, especially for me, I became a new mom in 2019. CST is one of the top reasons why I keep fighting to stay and love Canada. I sleep better knowing we have a RESP with CST Consultants Inc. for my smart and lovely Joan Marie. I am so grateful to Ann Beausejour, she showed me patiently about RESPs and she helped me in "a way" - to be a Responsible Mom.

  • Google 3 months ago
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