CST RESP Reviews & Testimonials

Geetika Bhakhri

We have been fortune to meet Emmy for our daughter’s education saving plan. As new comers to Canada we started late however with Emmy’s expert advice we have been catching up to maximize on savings and government grant. Emmy takes personal interest and makes all the efforts and ensures that her clients are benefited the most.

Marissa Davis

I am very excited to be a new mom, having such a great experience with CST thus far. I am so glad that they reached out to me, and got my sons education plan started early!

Devendra Singh

We have been a customer for the past 13 years and very happy with the solution that CST provided us for both my girls post secondary education. After doing some research, it became very apparent that their RESP product delivers significantly more value than what my bank was offering me. The long-term performance is better and the overall fees. Ellen our rep is always in contact with us just to simply check it. Each birthday that comes for our girls we would get a card from CST. It’s something the kids look forward towards every year. Today we had one of our follow up and like always the services is just amazing. The way our money is invested you cannot go wrong. Your principal balance and grant is always protected. Thank you, CST!

Yemi Adebisi

I recently signed up with CST and I’m so glad I did! I thought about opening a RESP, prior to giving birth to my son, but I wasn’t sure which company or bank to go with. I’m so glad I chose CST. My Agent, Kristen Mitchell is super friendly, kind, knowledgeable, professional and so easy to talk. I really appreciated her taking the time to answer all my questions and explain everything to me, where it was easy to understand. If you’re skeptic about opening an RESP with CST, don’t be! They are one of the best companies around and if you’re blessed to get an Agent like Kristine, even better!

Hazel Faye Ferrer

My agent Ms. Maria Connie Dolina was really helpful in explaining how the RESP works, she really extend her hand in helping other family saving money for our kids future. She knows the product really well. I’m currently expecting and for sure getting another plan for my child.

Murtaza Mazher

A shout out to Khizra for an excellent presentation and for ensuring all our doubts were clarified. We have not yet decided which way to go with regards to our RESP provider, but the presentation was very detailed and comprehensive and will certainly allow us to make an informed decision.

eileen senis

I am happy with the service I get from Maria Connie Dolina. She responds to all my call and even makes a follow up call when needed. She ensures that my requests are completed in a timely manner.

dondy agustin

Maria Connie Dolina Has been very helpful and knowledgeable in providing RESP to our children. Thank you Connie

J C

It’s been hard and stressful for everyone what we are experiencing now, the pandemic BUT a big THANK YOU to MARIA CONNIE AND RAYMOND DOLINA for introducing us RESP through CST 17 years ago. Now I have nothing to worry about my kids education.Just a simple text or message about your doubts and questions they will reply right away. Reliable and honest.

Dave Magee

I have this plan for my grandchildren, the way the plan has grown and the government grants received is the greatest gift I could give them.

Carey Lewis

Hilary, my sales representative, played such an important role in my daughters life. She gave me the tools to invest in my daughters future and make a realistic contribution monthly that wouldn’t affect my day to day expenses. I was extremely grateful for my daughters options and see all the possible ways she could utilize this money when she needs it. We got this account all set up prior to my girl being born and had monthly payments coming out as soon as she was born. I would definitely recommend using CST consultants to help set up your child’s future. Thanks again Hilary!

Fabiola Quinto

As a first time Mom and new immigrant I had really no clue how or where to start when looking at setting up an RESP account for my child. I came across with a Spanish spoken Rep Francisca Anazco-Yanez and the process was so easy. She was able to take care of all the paper work for me. I highly recommend anyone thinking of starting an RESP and have no idea on where or how to start, just give them a call and they will explain all the process and documents you will need. I was happy can connect by a simple text or a call when I have a question or in case I need to change any details on my account.

Cecília Hipólito

Thank you so much dear Francesca🙏👏👏👏 You are the best! Best to helping with all questions, doubts, confusions, support and kind 🥰 All the time available for us! I really think if is not you I never applied so easy to Canadian scholarship! Just one more thing, you already belongs to our hearts! I feel I know you all my Life, and I just meet you 17 months ago🌈🤗🙏 My best advice to all parents, talk with Francesca⭐😘

Amber Brown

Being a first time Mom I had really no clue how or where to start when looking at setting up an RESP account for my son. I was able to connect with Diana and the whole process was so easy. She was able to take care of all the paper work for me. It honestly felt a bit too good to be true! Knowing that I can connect with Diana by a simple text when I have a question or wanting to change my account makes it easy for me. I would highly recommend anyone thinking of starting an RESP to reach out to CST. I was also very honoured to win some money that got applied to my sons account in one of their monthly draws!

Kelle Illana

It’s already been a stressful year for everyone but i had peace of mind thinking my daughter’s education fees would be covered since i bought her resp through cst 17 years ago. Now, I’ve been trying to get the funds to pay her tuition fee since August 4th but no luck. Been calling to be put onhold for a long time, been emailing and nomore response from Connie. Please help us. Thank you UPDATE: Just wanted to say thank you to Merissa for all her help expediting the issue. We received the funds. Thank you.

Traci Bakes

Taryn Reeve

When I met Diana and she told me what she did I was very lenient I was scared to throw money away to something that could be untrue. I trusted her and I threw it to the wind. Now six years later I have been so secure and happy with my choice I never could’ve done it without them; without her. As a single mom there has been many of times of me questioning is this worth it and I look at it now 6 years later and I say yes it’s worth it I have a new family that looks after the financial well-being of my son for years to come and I have made a new friend might as well be a sister thank you Diana and thank you CST I never could be where I am now looking at my sons future without you. I appreciate you

Sarah Ch

Jillian is a very knowledgeable and helpful rep to deal with .

Angela Menzies

If you are looking to start up your child for an RESP, I would HIGHLY reccomend Jill. All together it took maybe an hour to complete the application for all of our 5 children, get the best deals possible, and be told every single detail we as parents could possibly need. Never in my life have I had someone take such care and patience when it came to financial decisions. She is also incredibly understanding towards deadlines, document wait times, and any help or questions we had/have. Not to mention always remembers their birthdays, and sends them cards and well wishes. Jill is amazing, she went well above and beyond for us.

Maral T

Jillian was very polite and informative

Alex Tra Spe

I want to thank CST for helping our family over the years. We've had some ups and downs in our lives and they have always been there to help. Especially our rep Diana Sober. She is always available and always helpful. Thank you.

Abigail Travis

My experience with CST has been amazing. The lady I deal with, Diana Sober, has been right there through this whole experience. I look forward to referring any of my friends and family to her and CST. Thank you for all the amazing work.

Kelsye Gamache

Amanda Riess

Jill is great to work with! You could text/call her anytime and she’ll always respond back to you 🙂 she has an amazing personality that you completely get along with. Definitely recommend her!

Chayan Dutt

Don Macpherson

I want to profoundly thank CST Rep, Brian Baker, for all his help in making our CST RESP happen. I signed on years ago after meeting him at “The Market Mall Baby Crawl” in Saskatoon. Brian made the RESP a good reality and now our first daughter is attending Sask Polytechnic. Our second daughter will hopefully start post-secondary in a few years. Once again, a HUGE thanks for staying in touch and going the extra mile! Don M.

Maria Goriachkina

Phil Campbell

I can't say enough about my representative Nicky. She has accommodated every and all needs for our files. Nicky is always on time, very informative and will provide up to date information pertaining to your account quickly and efficiently. She comes prepared while providing a non rushed comfortable setting for her clients. Emails and messages are answered promptly and to the absolute best of her ability. If your looking for begin saving money for your child's education, CST is the route to go. For an extra bonus request Nicky as your representative and she will make the experience welcoming and pleasant for you.

TheMike1069

Chris Francis

We have CST accounts for each of our children. Our representative has been a great help in making the best choices for them. When our son started university, it was an easy process, and such a relief having this savings for him to continue his education!

Charlotte Zhang

The most professional RESP provider!

Muhammad Asad Najib

khizra asad

Melissa Dobra

THANKYOU CST!! 30 years ago my parents signed me up with CST and my 2 brothers & I were able to go through our degrees without any issue. my payments were on time and process was smooth! When it came the time for me to do same thing for my child now hands down I contacted CST for that. my agent Ana is so friendly and professional so easy to talk to and helped me setup the RESP. she send my son birthday cards and never miss to call and sing him birthday song which is very. sweet. we are so happy with CST and overall the good thing they are doing for many years now.

Khalida Mubashir

We are very happy with the service provided throughout start till end no problem we faced! Anam provided us with all the support and made this whole process very smooth. We would definitely recommend CST to all looking for RESP!!

Mina Niazi

Fran is a wonderful person. Thank you, for all your help, and effort.

Yunarki Horta Del Risco.

Vidya Ramkalawon

Ana who was our consultant has been so patient and guided us through all the setting up process. She is really knowledgeable about the topic and has promptly answered and address our concern and question. We would definitely recommend her to any one looking for RESP planning

Herna Mezilus

I spoke with cst consultant Francisca Anazco-Yanez she's the sweetest and down to earth person ever ,she made me feel comfortable about investing in my child's education . Thanks Francisca for all your help and the welcome .

Estefanía Hernández

Im glad that my son is part of CST everything was smooth and clear from the begging till the end. Also Fran is always in contact with me to know that everything is going well. Amazing product and service. Highly recommended !

Amanda Howe

My husband and I are so pleased we decided to invest in our daughters future using CST! They have been doing this for many years and their commitment to their customers so evident! Joanna helped guide us through the process and was so knowledgeable and friendly every step of the way! We would absolutely recommend CST for your education savings!

Bruno Paré

Quand c'est pas ton domaine, tu veux un gros et un solide pour s'occuper de l'argent de ton enfant, je ne voulais pas d'une place qui font de tous les produits financiers et qui n'a pas de spécialité. La représentante CST est spécialisée et a été super claire dans les explications des frais. Mon comptable m'a confirmé que leur structure de frais est ce qu'il y a de plus intéressant au Canada pour le Reee de mon fils. Merci Nancy P. pour ton service!

Shazeeda Ryan

I started saving for my sons university at 6 months old. Today hes 19 years old, its remarkable that after 19 years I picked up the phone to call Ellen Blah for a quick question and she still remembered us, including my sons name without looking it up. Talk about customer service. My son is going into his 3rd year at Queens. I remember one piece of advice she gave me many many years ago, she said when you plan for university it becomes a part of your daily conversations and soon your kids will know no better! It becomes reality. Thank you Ellen for being a part of our lives for 19years.. law school here we come

J Cruizer

Exceptional, HONESTLY ITS THE BEST INVESTMENT in child educations. Highly recommended without a heartbeat. CST Rep Maria Dolina has a great care and follow-up after years of your policy. Also, do take note due to Covid19 year 2020 and this year. There's a great disruptions on educations and work has greatly impacts CST and the working staff. Hope this helps to everyone who's child education is utmost important and highly regarded.

L Fosso

As parents , we are extremely pleased with the overall process.

Whitney Kerr

Joanna and I know each other from University. Even with this previous relationship, I do not feel any pressure to sign up. It was great to have customized information on both our toddler and his younger brother that was just born. We started plans for both! Joanna helped us set this up and patiently answered all questions along the way!

Randi Minaker

My husband and I were so pleased to set up our children's RESPs with CST. Our representative was so kind, knowledgeable and very helpful in answering all of our questions. We appreciate the personal service that we can receive from our representative at any time. It is a wonderful feeling to have a secure investment that will be there for our kids when needed.

Amber Rostad

Our consultant Joanna contacted us shortly after our son was born. She explained all of our options very clear and was very informative. She allowed us time to think about our options. Once we agreed on the right plan for our family, we received a certificate in the mail. We look forward to our son taking advantage of the investment we have started with CST.

joanna james

My husband and I were so pleased to set up our childrens' RESPs with Shannon Roszell of CST. She was patient, knowledgeable and very hepful in answering all of our questions. We were relieved to have found a steady and secure investment that will be there for our kids when they need it!

Joseph Thottungal

CST is great and has been very useful through the years. Emmy Kulai has done an amazing job for our family, I appreciate the hard work!

Randy G.

My experience with C.S.T has been generally very positive. I've had a couple of consultants through my years of contributions for my kids, both excellent. My current advisor is Richard (Rick) Magder. He's always very helpful and knowledgeable and always ready with suggestions. My only one minor complaint is, trying to call support/helpdesk can be at times a lengthy process. I credit the long wait times currently to the fallout from the pandemic, as more kids are enrolling this year that postponed last year. My frustration would have been enough to knock off a star, but fortunately, I contact Rick and he follows up and take care of any concerns I might have. The product itself is piece of mind - maybe not the stellar returns we've been seeing in the markets over the last few years, but also not the erratic swings that can lead to sleepless nights. If you're on the fence, I suggest giving Rick a call.

Diana Wiebe

I was very unsure about investing with CST advantage plan. When I met with Joan Pankratz-Turner in 2003 she assured me that this was the best thing I could do for my child. She was absolutely right! I know for a fact that if I didn’t invest in an RRSP I wouldn’t have the money today for my daughters education. This is my daughters first year for university. It is so nice to know that her tuition, the cost of books, and the next 4 years of schooling will be covered! She will finish university without a big student loan! If you are thinking about saving for your child’s secondary education this is the best way to achieve it!!

Helen Izumi

I was very pleased with the customer service. My CST Representative, Connie Dolina, was helpful, informative, and patient in answering all of my questions and she recently took immediate action regarding my account when I really needed it. I would recommend CST, and in particular my representative, Connie Dolina.

butterscotch36

I’ve had the opportunity of having Mrs. Maureen Friedman as our CST representative over the past 18 years, and it’s been nothing less than superb service from day 1! Maureen is very knowledgeable, professional, caring, understanding, and goes above her call of duty to assist you with your educational investment for your kids - likewise, the customer service representatives at CST have been great as well and provides prompt service. They’ve helped families with financial reliefs to cope through this pandemic and been very supportive, whether it be an early withdrawal or skipping payments. Back to Maureen - her service is unmatched and she’s easy to talk to. Yesterday in particular, we made a late application for my son’s EAP because he had just received his enrolment letter for his 2nd year in post-secondary studies. Due to an increase in applications from students, their processing times are taking longer than usual because last year it took 2 business days to get his first EAP payout into our bank account, but this year it’s taking longer - but when I reached out to Maureen and told her that school begins on September 1st and that we needed the funds immediately so he could cover his tuition before school begins, within 30 mins I received a phone call from Maureen informing me that she had gotten my son’s EAP funding released and that his payout should be in our bank account within the next 2 business days, depending on the turnaround time that our bank provides. If you’re having trouble reaching a live agent at customer service and Maureen is your sales rep, please reach out to her and your issues will be resolved! I told her yesterday that CST should make her the CEO, and that’s on God! She’s awesome and perfectly humane! If you’re thinking of an investment company, you’ll be safe with CST and choosing Maureen Friedman as your sales representative makes you even safer! Thank you so much Maureen for over 18 years of excellent, dedicated service!

C Ocampo

Really glad we did this for our children. Very BIG help for the children's future. CST is an excellent choice! Our rep Connie Dolina is awesome! She's always very helpful!

S. Ducas

An RESP is one of the best things a parent can do for their child! Iris was extremely helpful and delivered on all of her promises. A total pleasure to work with We would highly recommend Iris Raif and CST!

Shay Levy

Amazing program !!! Excellent customer service (Iris), great all around experience. Start at early age, your kids will thank you in the future !

Nozha Moknassi

It is very easy to start and easy to collect. I am very happy with the service and wish I have saved more

Irina H

When we started saving for my kids education, we had nothing to put aside but we still did it. And I'm happy we did, it helps tremendously to know that my son has a fund to help him out in his post secondary adventure. Our representative Iris was so helpful with the claiming of the money process, feels good to know that you're taken care of as a client from the start of the savings until the end.

Tenzin Woebum

I recently enrolled my new born with CST and this long term saving for my son's education seems promising. I have an amazing CST representative Frank Rosenberg who is very knowledgeable and kind, and I feel that I am in safe hands. As a result I referred my friend and unexpectedly I won a CST monthly lucky draw of $1000 for the month of July, 2021. So far I am elated with their customer service.

A Google User

Both my kids are enrolled with CST. Extremely pleased with customer service and safety of the plan.

Kim Hughes

I have a lovely representative and have been very happy for many years. Unfortunately, withdrawing the money has become a big issue. I submitted a request at the end of June to begin collecting my daughter's RESP. In mid-July I was told it would take approximately one week longer. It is now August 6th, I have paid my daughter's school $9300 but still have not received any money from CST.

Nadia

It’s been almost 10 years I’m saving for my children, never lost a penny, CST offers me a peace of mind regarding my children’s post secondary education. For a parent, after many years, it’s priceless. I was well advised, I started from birth and to this day, great experience and great investment. Many Thanks to my agent, she is still doing a great job assisting us through the years and to CST! xxx

Jon Silver

A new parent, a new beginning!! How do we save for our children’s future. We knew it was of utmost importance, how and where did we begin. We reached out to CST, and the rest was easy from there. We were treated so well and given all the information to save for the future. What could be as important as an education for the child you love. Fast forward years later the policy comes due. You almost forgot all about the years you saved. The principal came back and the payment to secondary schooling was easy. Nothing could have made us happier when our child chose his path for the future. CST made it easy we personally and professionally recommend an RESP, and there’s no one better! True your child’s educational future to the professionals, trust CST.

Carl L

My parents enrolled me in a CST plan back in the 70's... I used it for University. Felt great graduating debt free! Fast forward 2 decades later I have the CST Advantage Plan for my 4 children. My oldest, twins will be attending Cegep in 2022, my wife and I are looking forward to getting our principal and our kids education will be fully covered every step of the way with their EAPs! If it wasn't for CST and the turn key nature of the plan I know we would have never had the discipline to have saved what we did all these years. Our money is safe, the returns are fantastic for the nature of this investment plus we get back a portion of our fees plus a bonus and government grants. 5 stars all the way! Honestly this is one of the best things we have ever done. No regrets! Thank you CST.

Sergio Ciampanelli

Asher Lamil Teitelbaum

A super company to work for!

Maya Humble

Smart investment and greatest gift to offer your child.

maliha khallil

Ça fait 10 ans avec CST comme client, relevé annuel à chaque année encourageant pour mes trois Filles...

Ronny Laredo

Great organization. Great RESP Plan. Two of my kids have already started to collect their money.

Hassine Mahmoud

Je suis très satisfait pour le service et le professionnalisme des agents qui travaillent avec CST

Sifu Max Laredo - KUDOKI Kung-Fu Ku-Jutsu

Absolutely fantastic… My wife and I subscribed 5 of our children since birth… 3 already received all their funds for school. 2 more to go 😂

Eric Frenette

Marieta s'occupe de notre REEE depuis 2003 et a toujours fiât preuve d'une grande disponibilité et d'un professionnalisme hors-pair. Merci

Carl Glorioso

I am very grateful that my mom started my cst plan very early so I can be able to use this for my post secondary education. Connie Dolina was very trustworthy and was a huge help with the process of collecting my funds. CST promised to have my money delivered as the time I enter post secondary and they indeed did. They are good at keeping promises.

Catherine Van Den Hoogen

I have dealt with this company for many years. Up until now, I have been very happy. Recently I started the process to get the money for our granddaughter. I have not been successful. As I am sure many of you are aware that funds are now being requested by the university. After many attempts to phone, chat and email this company I have not gotten anywhere. Very frustrating.

Jelena

CST offers to the best RESP plan that I could find. More so, I appreciate the personal service that I can receive from my rep at any time. Very knowledgeable and helpful. Thank you!

Anabelle Toledo

I have 3 kids and they all have CST educational plans and getting them plans was one of the best decisions I have made. From day one, my agent Connie Dolina has been nothing but supportive and helpful. I have not encounter any problems along the way. Now my eldest is university bound this fall, and the process of getting funds from his plan went smoothly. It took only A DAY!!! I highly recommend Connie and CST, the best in the business!

Allen Czar Tumbaga

Connie Dolina has provided me and my education with the utmost quality of service. Since the start of my academic career, her assistance has greatly made my transition into post-secondary education as smoothly as possible. As a client of CST, I highly recommend working with her and I assure you that you are in good hands.

ThonieYum

I'm glad that I stick with CST for my kids RESP. My overall experience with them is very positive. What helps me to make well educated decision is Connie Dolina. She is very well informed of the ins & out of RESP. Her after-sale service never stop to amaze me and my wife. She is very quick in responding calls & inquiry and she always go the extra mile. Connie, your help is well appreciated. Thank you very much. - AY

Suzette Lagua

Ms. Connie helped us in setting up our child’s RESP. She explained and answered all our queries in a very informative way. The moment we spoke to her we already felt at ease and confident that we will be taken good care of. I highly recommend her as she will guide and make sure that you are on the same page and understand all the essential information you need to know. I know we made the right decision. Keep it up and more power.

Isabella Fiorillo

We thank CST for their amazing client service. They are professional and friendly. Cathy Seetner is our sales rep. and she is wonderful. She helped us to see what suited our family best to plan for our toddler and baby's future. We feel safe investing our hard earned money with CST. We also entered the Refer a Friend Contest and won $1000! We thank CST for everything.

Carmela Pote

RE:Connie Dolina (CST agent) Got a superb customer service from this agent. She has done beyond what’s expected of her job by providing excellent service to her clients. Though, she is not my original agent, I was treated like her own client and was very satisfied with her service.

Freddie Francisco

868 CST Consult

Robert Barroquillo

I have known my CST Representative, Connie Dolina, for many years. She was always very professional in her approach in providing us important information about the educational plans and investments. I was convinced by her to get all my 8 grandchildren CST Education Savings Plans. And I even endorsed her to my daughters and friends. The best thing about Connie is she explains every details and compares the advantages of CST Plans versus that of getting it from banks. I am proud to say I have one grandson who graduated this year, BS in Nursing and another one graduating next year also taking up nursing. The CST educational benefits have help us to support our grandchildren to achieve their dreams in life. Many thanks to excellent service from Connie Dolina, it was our best decision we made to stay with CST.

Tina Lauro

My husband and I met Maria (Connie) Dolina more than 15 years ago in a Fair at the Metro Convention. There was another RESP agent who talked to us then. We just migrated to Toronto that time. We have many children and that time, university/college education for our children was a priority in investment. We chose Connie over the other agent even if that agent gave us a very nice, expensive gift. I guess, trust is important in entrusting your money to invest. We liked the fact that some of our children who can't avail the Group Plan could also avail a Family Plan. For over 15 years, we have been very happy with Connie's dedication to my family as her CST family. Every time I have a child who graduates in high school, she is always available to assist us in getting our investments. We only have positive words for her services. We are happy with the income of our investments. Every time we get our money back, we are surprised and happy for the earnings of our investments.

Cesar cruz

I was so convinced that CST was the best company that I can trust for the future of my grandchildren. I have 3 boys who are all subscribed to their program. Our trust and confidence is highlighted to the fact that we are lucky to have a very professional Sales Representative...Ms.Connie Dolina. She has never refused to extend her assistance to advise even to those who are not part of her clientèle. Very professional and caring an asset to the company she represent.

marifil fernandez

Having four children and starting a career in a new country, we have to make both ends meet and budget everything. Having an RESP is the best thing we have done. We set it and forget it until our children were 18. We now have two Nurses in the family ; one on Business and my youngest, an Engineering student who has just finished collecting the last of the 4 EAPs . It was only now that i came to realize the value of an RESP when you start at an early age. We doubled the value of our principal money in income with Group plan bonus, 100% of Sales charges returned; and income on grant combined. My only regret, we should have saved more. CST has done a very good job in helping all families with children. The Customer Service is amazing. They provided everything we need in just one call. Our Sales Rep, Connie Dolina, will never miss a year in reminding us to check our statements, remind us our room to increase the grant and update reports and always answers our questions promptly. I have referred her to all my friends with young children at work and no regrets. We are all happy customers. Kudos to CST.

Olive Bayucan

My husband and i started the CST Plan when we met our Sales Rep Connie Dolina way back in 1998. We enrolled our two daughters with her. Life happens and there were times we were unable to contribute and Connie came to the rescue. Years passed and we totally forgot about our RESP. We changed address and phone numbers. Our eldest daughter was about to graduate University and our Rep tried her best to find us on Facebook and sent us messages that we ignored completely. We thought that like the banks, your money just diminished in time and lose a lot until it's gone. In our Reps 10th attempt, my husband replied and to our surprise, we still have the principal money, grant and income waiting for us. This is when we realized that CST cares about their clients best interest. The RESP money is such a big help to my children's post-secondary. Thank you CST. Kudos to Connie Dolina for her many years of dedicated service.

Brandy MacDonald

Harold Cabitac

CST has been a huge help in getting our 3 children thru University. Our representative Connie Dolina was very patient in guiding us through the process and that allowed us to see all our options and make decisions that would help my children achieve their dreams. Connie has been very consistent on following up regularly. She always shows us options and gives very up to date information. Now 2 of my 3 children have graduated from university and working in their chose fields ,and my youngest daughter will finish her civil engineering course in 2 years. I will endorse Connie Dolina anytime and have recommended her to my family and friends. She is always a pleasure to work with.

Alming Balisi

Thank you CST for making my son's dream come true. It is indeed a good investment from start to finish. Redeeming the money comes so easy that we do not have to wait more than four days from the time we submitted all the requirements. With the assistance of the well-trained and dedicated CST Representative, Connie Dolina, who considers us family, we never have to worry about anything. She never failed to remind us when the last year to contribute so as not to miss the last year of the grant money; the options of staying in the CST Advantage and the choice of transferring to the Family Plan in full numerical details at maturity by email. Her effort is very much appreciated. We made the right decision to choose the Canadian Scholarship Trust Plan. I highly recommend this amazing Rep to anyone who is looking for an RESP.

Jordan Mceathron

Sarah was great to talk with and made sure we understood everything she was saying! 10/10 service, would recommend to everyone

Mamadou Ramde

We have known Nahid Sabety from CST for over ten years now and during this time, we have been very impressed with her competence not only with her wise and skillful placement of our investment but also her very professional organization. She regularly get in touch with us and also visit us several times a year to review our situation and to make suggestions on any improvements she thinks she can make. She has a proactive approach to her work and, after each visit, she later follow up and forward a very detailed report explaining the current situation. We have been more than pleased with Ms Sabaty's individual service and CST and would highly recommend them. MAMADOU and BEATRICE RAMDE

Cheryl Sparks

Our journey with CST, and more importantly our representative William has been nothing short of exemplary. William has been available from the beginning for questions and suggestions and guided us through the transition to the online platform (which isn’t the most user friendly). Now 18 years later as our daughter begins university, William has helped us to continue to earn on the growth of her RESP for our other children. We have been left with great peace of mind moving into this next stage of our children’s education. Thank you William Tupper!!

Manpreet Kaur

Great service and very friendly, I would recommend definitely

Debra Findlay

Kristen Aimee Mariano

Great service, my Sales Representative, Maria Connie Dolina was very supportive the whole time, answering every single one of my questions in a timely manner. Very grateful for their service.

Alice Locquiao

I’m so glad that I invested in my children’s education through CST! This is such a well managed fund and now that my daughter is about to head to university in the Fall, I can see how much my investment throughout the years have grown and will definitely put my daughter in such a good position financially. Thanks to the most amazing CST representative Connie Dolina! She has really helped us in ensuring that we get the most out of our investment and never fails to provide support throughout. Connie, you’re the best!!! Thanks for 18 years of service and friendship!

Some Things

One of the best decisions I have ever made in my life is opening a RESP account for my son when he was about two months old. The next best thing was doing it with CST through Connie, my CST representative. She was introduced to me by a friend. Having the future of my child secured has given me a peace of mind. Our investment with CST has been very productive and is now being used to finance my son’s Bachelors degree (on his 3rd year this coming September). Knowing that my son will not start his adult life after graduation in debt is liberating for us parents and for him. Connie has been a great help to us, always there answering our questions and advising us regarding our contribution and grants. I highly recommend that every parent invests on their child’s future through RESP and with CST. You will not regret it. ~~Merdi E.~~

Chorlita Bondoc

My overall experience with CST is amazing and this is mostly attributed to the great service I have received from Connie, my CST representative. I have known Connie for almost twenty years when she was referred to us by a common friend. From the get-go, I know she is honest, very compassionate and dedicated to her job. I am so happy that I made the decision to open an RESP account with CST for my 3 sons when they were three months old. Ever since I started investing early, I have seen the growth in investment doubled up when I took out the funds two years ago to use it for my oldest son's university and the grant and interest remaining in his RESP account will enable him to graduate in another two years time - thank you to CST. As a mother of three, I would highly recommend opening an RESP account - a great way to save for your kid’s education.

Chi Huynh

I am glad that we made this investment decision, knowing that our money is in good hands, and that this is the best thing we can do for our child. We had Vincenza as our consultant. We were convinced by her expertise and excellent customer service.

Fran & Adolfo

100% recommend this savings plan for the Children. I have my sons RESP for 2 years now, very simple to understand, savings is protected but at the same time growing at a good rate of return. They have many flexible options in case I need to pause or reduce my contributions. If you are looking to do an RESP that makes sense for the purpose of education , this is the option.

François Ouellette

I had a plan for all my 3 children and it allowed them to pursue post-secondary studies. The amount you start saving when they are little does not seem like much, but when they reach their late teens, it is substantial! So start a plan early. It's well worth it.

Eric Szyiko

This is the best decision we made - open and RESP w small monthly contributions- really making this university year easy! Highly suggest!

Erika Jackson

Johanna Gallaga

We are super happy with the service provided to us by Sarah Steele. She is knowledgeable, passionate and goes above and beyond. We appreciate her check in after we completed the set up for our two kids.

ONS REBAI

Serina Mohammad

My husband and I started discussing the idea of an RESP since our child was born last year and we were thankful to have finally decided on CST. The representative we spoke with was clear, concise and knowledgeable. Above all, she was very patient and friendly which definitely helped the discussions we had as going into this can be quite daunting and challenging if you are not familiar with these types of financial services and products. Our CST representative provided an insightful and easy to follow presentation and answered all of our questions thoroughly. Even when we did our follow up call she went through information again and gave us what our best options were and what guidelines would work best. The bottom line is that we feel secure with our child's financial future regarding educational expenses and we are happy that the money we are investing is with a company that deals specifically with RESP's. We highly recommend CST to any and all parents looking to help their child or children with their educational future.

Katherine L'Heureux

Qualified, knowledgeable, and not risky at all. Organized and very helpful. I also have an RESP with the Credit Union, same process as banks and it is messy! William Tupper in Saskatchewan is the guy you want to call, always available and very knowledgeable.

Angela Jackson

The CST program is user-friendly and is there to guide parents prepare for their child's future. A special thanks to Cathy Seetner for her continuous support through the years of our RESP journey.

Najib gawhari

Great Service, professional team. The best place to invest in your children's post secondary education. I highly recommend.

Ana Rodrigues

Very pleased!.... :) Although!.. I wish I've opened the Education funds for my daughter earlier, as I only did it on her 16th Bday!...It is said, " it is never too late'. I am very happy I did it. I had Maya working with me...As I had some concerns, she helped me through it. She was not only professional, but, very helpful, friendly, as well as patient with me...All around a great service!!!! I feel Peace of mind!... I strongly recommend (CST Spark)! Maya,...Thank you Kindly! :)

N. E.L

I have no retreats starting in RESP for my daughter! They are friendly and knowledgable, and can give you I formation that you can understand in plain English.

DK Kirodian

I was referred to CST by my colleague, until then my plan was to just set up a regular RESP through my bank. After talking to Susan I have learnt a lot more on how RESP works for your child when invested through CST. Me and my wife were really impressed with Susan's presentation as it was easy to follow and answered all of our concerns. I strongly recommend consulting Susan busse on what CST has to offer for your child. A big thank you to Susan from Sid.

Mike Clements

Amanda Arbuckle

I have been dealing with CST for around 15 years and they have always been amazing. I have 3 children and save for them all. Great idea to start saving for your childrens future!

Suchita Jalan

Francesca has been amazing! She took care of our first child RESP and we Absolutely trusted her with our second child’s RESP as well. Some agents are so good, they become friends, and she did that for us. We are grateful and will definitely recommend her to anyone having babies in Ontario!

Carli Neuman

Roberto Mancini

I wrote an earlier review under the same name. I received a call from management after I contacted them directly with the complaint. We discussed the issues and came to a fair and mutually beneficial understanding. I’m unable to change that review but I do want say that the person that I dealt with (management) at CST was a real professional who helped me resolve all my concerns. Make sure to look at a few options and then decide on what suits you best. This company makes sense for many families and I am still a customer.

Emily Brown

26 years ago my parents had done resp for me through this organization and I was fortunate enough to finish my education without loans. When now it's time for my son's resp my parents highly recommended us to look into CST foundation. So we made a request and contacted by Ana siddiqa and she took care of our son resp and made it very simple to understand the process and grants . We are happy and looking forward to another generation taking benefit of RESP. Great service and very transparent!

Danish .Abdali

Jackie Blackburn

Excellent service no problems getting both of our children’s education funds . They were fast efficient and very pleasant to work with😊So glad we made this choice.

Ushna Qamar

Thank you so much Siddiqa (Ana) Anam for helping us choose the best RESP plan for our children. She was very patient and answered all our questions and explained everything in simple way and after meeting different RESP providers and doing our research we are very happy to choose CST because this plan makes total sense!! I highly recommend Ana and CST if you have children.

Mariam Dawood

Thank you Siddiqa Anam for helping us find the best plans for both of our kids!!! We really wish we could have found you earlier!!! We did a lot of research and spent a lot of time looking for a reliable provider, we were never satisfied with what banks were offering. We are very satisfied now and have met with families who got a great pay back from CST...thank you soo much!!!

Cinde Little

My son will graduate from university this year and we are all very happy that we started his RESP with CST Consultants when he was a baby. We always knew we wanted him to have post secondary education so it was an easy decision and one that paid off. He has worked part time too so achieved his goal of graduating with no debt thanks to the RESP. I would encourage all parents to start saving for their children's education early.

Farhan Amoor

We have a plan for our daughter and very satisfied with the returns and additional top ups! I highly recommend this to any parent to have peace of mind just the way it gave us.. very smooth process and great service.

Lisa Low

Candace Stevenson

Joel Loh

Emily Urbanski

Great customer service since my daughter is born! Always available for questions, prompt replies and explanations. A+

Helena Daoud

Dilan Rathnapala

We got a phone call from Anam, and she offered us an online session. She is very professional, thoroughly answers all the questions and comes up with a plan that suits best our budget and our needs. Zero pressure and definitely giving good advise. This is a very well managed plan to secure funding for your kids College/University education. Definitely recommend for parents of young kids to look into it and start saving from today. If you are looking for an advisor, do not hesitate to ask for Anam Siddiqa. She is the best person you can get advice from. Thank you Anam for your help - we greatly appreciate it!

pat rodgers

My experience with Canadian Scholarship Trust Fund was amazing. I had two scholarship fund for my son. Also had one with a different company, unfortunately it wasn't as beneficial as CST. I have made basically twice as much with Canadian Scholarship Trust Fund than with the other trust fund. I will recommend CST to my family and friend. They are amazing, their representatives are respectful, attentive, and helpful. I am glad That I did made the decision to enrolled my son. Thanks to the Canadian Scholarship Trust Fund for assisting me in my son's education.

Carolyn Henrick

My experience was started by my father for his 6 grandchildren when they were born. In later years, we added to our contributions which made for an easy transition once my children began their university courses. CST was great to work with and helped us navigate through our needs. I am extremely happy with the relationship I have with CST and the support they have provided.

Mike Liao

raed mendhawi

Teresa Timpano

I highly recommend CST. My consultant, Cindy, was helpful, friendly and explained things very clearly. You'll be glad that the money is there when you need it and is not affected by a volatile market.

duchess 0718

I’m so glad that we opened an RESP with CST when each of my son’s were born. It has been a huge help with their education. My oldest is 24 and has completed a B. eng and is working on his Masters. My youngest son is in his second year of Architecture at a University in Berlin, Germany. I would highly recommend opening a RESP with CST to any parent.

magic

Torbeih 333

Teresa Borda-Chan

vas k

We signed both my kids up for CST when they were born as a way to save and pay for their future education. Diane, the rep. was very knowledgeable and answered all of our questions. She's very easy to talk to and replies back promptly. I highly recommend her.

C H

keith jones

Pierre M.

wayne foley

We used CST for over twenty-five years. Our Rep William Tupper was amazing throughout the entire time . A great experience made very hassle free from start to finish!

Ruby Bai

Nick Kontsalakis

Very straightforward and easy to communicate with and get answers for any questions we had the past 17 years. Funds were available quickly once paperwork was submitted. Allowed us to save responsibly for our child's education and will likely cover 2-3 years at a US college which is extremely helpful. Couldn't have done this otherwise!! Thank you!!!

Chris Ganowski

Excellent service! I would highly recommend for anyone looking for a RESP provider.

Annette Davis

I highly recommend working with Jillian Smith to set up your Resp plan with CST. She is so down to earth and makes everything effortless. Thanks Jillian for making what seemed like a big decision very easy. Thanks for going above and beyond. Highly recommend.

Harold Goldstein

Great Support Staff, A great way to help support your child through University or College.

Sangeetha Mathew

I am glad that I am on the safe place. Excellent service. Tammy Burdett is so nice and she is the one who helped us to start our savings for our little one.. much recommended

Sangeetha Mathew

I am glad that I am on the safe place. Excellent service. Tammy Burdett is so nice and she is the one who helped us to start our savings for our little one.. much recommended 👍

Maryam Mehrgan

I am so happy to contribute and invest for my RESP with this organization, The customer service is the best and they always email us and updates with the latest deals. I strongly recommended to everyone to trust and investment for their own children .

Banjo Adegboye

Maurice LaVictoire

Great investment quick to get your money and simple

Florence Chitsa

I received an excellent personalized service and l feel the agent understood my needs. Keep up the good work Allan Cohen.

Alyson Lewis

As a young single mother, had the privilege of being introduced to a lovely women by the name of Ms Elaine Chen (a vibrant and transparent consultant). Elaine told me the importance of investing into my children's future. At that time, they were 5 and 1 at the time. I was 21. Elaine provided a plan that would be unique to my family circumstances- finances. I listened and am glad that I did. My children have benefitted by the plan. My daughter is onto a 2nd diploma and accessed her funds a second time without issues. CST is amazing and supportive. I sit back feeling good that I did the right thing by my children allowing them the opportunity to access education without having to pay. Just do it. It's affordable and if your in reciept of Child Tax Credit, you can't afford not to!! The money is for them after all. CST over all other programs. They are doing it right. Blessed. Ms. Joseph

Renee Kobayashi

We signed up with CST 17 years ago. A great way to save for future education costs. It was easy and the chosen monthly amount was directly debited each month. Suddenly we are at the point of accessing funds for post secondary! Our representative Michelle Owen has been fantastic at helping and guiding us through the process. Great to be able to work with very knowledgeable and friendly staff!!! I highly recommend this avenue

Talia Kobayashi

We signed up with CST 17 years ago. A great way to save for future education costs. It was easy and the chosen monthly amount was directly debited each month. Suddenly we are at the point of accessing funds for post secondary! Our representative Michelle Owen has been fantastic at helping and guiding us through the process. Great to be able to work with very knowledgeable and friendly staff!!! I highly recommend this avenue

Jim Langen

CST provides a safe and convenient method to save for the future education needs of your children and grandchildren.

Christine N.

Mane' Arratia

CST was a great way to save for my granddaughters education. It is possible to set up an individual or a family plan and CST applies for grants on behalf of the child or children. As years go by, the fund grows and accrues interests until the child is ready to enter post secondary training/education. I highly recommend CST for their assistance and great service.

Hank

I started the plan when my son was just an infant, and it was by far the best decision I made. Absolutely a top notch fund for an education trust plan. The customer service was unbelievable. A shout-out to Emmy K., my CSTRESP representative. Emmy went above and beyond the call of duty so many times for my son and I and I can't thank her enough. She is knowledgeable, very helpful, and super super kind. Thank you CST for all your service through the years! Hank.

Nancy Bromley

The organization is good at what they do I just find the customer service a little lacking at times. Our first representative was great. She was accessible, and very helpful. Once she retried I have had a hard time getting a hold of my representative. when I call the main switchboard they are helpful but I have had to follow up myself when they said someone would get back to me. Overall I am happy with the content that they provide just the customer service could be a little better.

Rafik Karwa

CST has exceeded my expectations. The staff is particularly knowledgeable and extremely polite. This allows me to freely ask any question that I need without hesitation.

Emebet Beyene

Joe Yu

Great services!

Edith Dandenault

Excellent customer service. Very very easy to obtain exact numbers and follow-up. We are into our second year of receiving funds for our two sons and things have been smooth and simple. So happy we did this!

ang bucco

Very helpful and knowledgeable customer service representatives

Deb and scott Taggart

J F

I have delt with Jillian Smith for all of our kids RESP’s. She not only educated us on how everything works, but also has gone out of her way to make sure we get the best deal that works for our budget. Don’t hesitate to give her a call and get your RESP for you little ones started.

Sydney Cowell

We enrolled our child after hearing another positive review from a family friend, whose child recently graduated! Jillian Smith, our representative was great to work with and tons of fun! She did such a good job explaining everything to us and helping us feel confident in our decision of using CST to save for our child's education! We thought it was so special that she sent our daughter a happy birthday wish this year!

NCLEX Education

We enrolled our daughter as a baby, as we were so impressed with the plan! As an educator myself, I believe it is so important to save for your children's future. Our rep- Susan was competent, friendly and explained the plan. I am so happy we chose this RESP plan and will be even happier when it comes time to utilize it. I highly recommend! :)

Jian Xia

Vesna Markovic

Our experience with CST is great. Maja Bozic Pavlov is an amazing Representative. She is a great subject matter expert. She answered clearly every question and explained every step in the process. CST is a great fund to have to help children with their education.

Nezar Saad

Eric Torres

I had the pleasure of meeting Donnette through this process of setting my son up for his future. I was immediately impressed with the enthusiasm and familial approach we received. The program is great and without a doubt a WIN in every way. No risk to your investment approach to funding your child's educational future is the way to go! I highly recommend it! Ask for Donnette!

Gabriel Lascano

Great experience so far, amazing customer support for something so important as your child's future!

NCLEX Education Canada

We enrolled our daughter as a baby, as we were so impressed with the plan! As an educator myself, I believe it is so important to save for your children's future. Our rep- Susan was competent, friendly and explained the plan. I am so happy we chose this RESP plan and will be even happier when it comes time to utilize it. I highly recommend! :)

By Ana

Very pleased with results and easy payouts system and my investment I did for my daughter with this organization. Can't thank enough!!!!! I did detail research before opening up the RESP and hands down CST have the best out there. All children in our family have RESP with this organization. I would recommend CST in a heart beat to any parent who would want to have a hassle free RESP . Thankful to our rep and staff helped us.

henriette gomis

Tania Bomben

fariba asghar

honestly i had no idea that such thing exciting before having a kid. one day, suddenly, i recieved a call from an agent (Maya Aboud) and from the beginning she was so understanding and patient with me. we took an appointment and she came to my house for full detail. she explained very well every point and made sure that i have no question unanswered. Than i decided to open an account and go with them. she calls now and than to make sure everything's ok, she is quick and professional at the same time. whenever i call she is available. What is good with Cst is that we can take a break from paying, or change the amount we put aside temporarily. with the pandemic i had to call her an explain, she without hesitation accepted my offer (to lower the price of monthly fees). For now im putting aside some $ and hadn't the chance to use the money yet. so we'll see in 15 yrs how will i reclame it

fariba asghar

honestly i had no idea that such thing exciting before having a kid. one day, suddenly, i recieved a call from an agent (Maya Aboud) and from the beginning she was so understanding and patient with me. we took an appointment and she came to my house for full detail. she explained very well every point and made sure that i have no question unanswered. Than i decided to open an account and go with them. she calls now and than to make sure everything's ok, she is quick and professional at the same time. whenever i call she is available. What is good with Cst is that we can take a break from paying, or change the amount we put aside temporarily. with the pandemic i had to call her an explain, she without hesitation accepted my offer (to lower the price of monthly fees). For now im putting aside some $ and hadn't the chance to use the money yet. so we'll see in 15 yrs how will i reclame it 😅

Shannon Larkin

Marta Skky

I trust this company for my child's education savings plan.

Flavia Onel

Amazing people who work here at CST, always helpful, patient and enthusiastic to work for this organization. And for us parents it is a great feeling to know our contribution is safe and growing ...

Ricardo Antonio

We bought RESP for our son in 2001 when he was only about 2 weeks old with William Tupper. It doesn’t seem like it’s been that long but he is now in his last year of massage therapy program. When our son was in Grade 12 and we had questions about how to apply and what to do when he needs to access it for his post secondary education, William came to our house to answer all our questions. William is so accessible when you need to talk to him, very easy to get a hold of and so friendly. He is very knowledgeable about RESP. We appreciated how he is able to explain things in a way that we understand it. We are so thankful that we got our kids education plan from him through C.S.T. I am very confident that when our daughter (who is almost 13 years old) needs her own RESP, William will make the transition to access her account as easy and problem free like our son’s was. Thanks William, you are an awesome guy and we are thankful you are very dedicated and passionate about your job. I don’t think a bank will ever meet people like us in our own home like you have been doing in all the years we have known you.

Qurat-ul-Ain Jaferi

Amazing program for my kids; I have been with them for a few years. The staff/consultants are friendly, professional and prompt with resolving any requests/concerns. I can't wait for my kids to utilize their RESP for their education!

Tim Loat

Our CST rep, Cathy Seetner is fantastic! We have set up RESP's for all three of our children and we are so happy we did and having Cathy as our rep was an added bonus. If you want a great rep who will take you considerately through it step-by-step, who is extremely knowledgable and always there for you when you need them, then Cathy is that rep. Can't say it enough how much we appreciate her and the work she has done for us and our family. Highly recommend CST and Cathy.

Xianghui Ding

Carmen Arancibia

Nicole Shin

Nancy Wang

Ramzi Alkhouri

Cathy Seetner has great customer service and it was great pleasure working with Cathy, she follows up, keeps in touch, keeps me informed and checks up periodically. I am really happy with Cathy’s professionalism and quality of work. Keep up the good work.

Roy Natividad

As a parent of two children who have benefitted from our CST RESP contributions, I must say that this ‘investment’ on our children’s post-secondary education through CST paid off handsomely. Thanks to a well invested and managed RESP portfolio, CST enabled our children to successfully pursue their university education without us experiencing any financial challenges/worries (or loans). I am fortunate to have been introduced to this by Maria (Connie) Dolina, CST Sales Rep, who without her unwavering and reliable expert advice and after-sales support, we would not have considered and maintained these contributions. Through the years, my wife and I always had pleasant engagements with her. Due to her friendly, yet professional, and empathetic, yet honest, character and demeanor, I have no qualms about referring more clients to her, who I’m sure will be just as 100% satisfied and grateful as we are.

Casselle Natividad

We have the best experience with CST with our two daughters under their care. My eldest is now starting University and the CST customer service support we had was excellent especially with our agent, Joan Pankratz. My girls are so lucky to have CST as their educational scholarship plan provider and let their funds grow more for their future.

FEDERICO pasqualino

Dave Goodridge

The whole process has gone smoothly to this point. Everyone that I have dealt with, be it telephone conversations with staff or sales people have been very helpful and informative. My son and I's experience with CST has lasted for nearly 18 years, and now he is enrolled in university for September 2020 and we have begun the process of accessing the invested funds for his education. I trust that the process will continue to go as smoothly as all previous dealings with CST has gone, and all staff I have dealt with have been friendly, polite, professional and helpful when dealing with my son and I. I HIGHLY recommend their services for your children's education fund planning and needs.

iliana pasqualino

Rejoice Pomaa

Paul S

My wife and I were pleased to speak to a rep by the name of Enza Carbide. Very informative and easy to understand the process involved. By the end of the presentation, it was a no brainier to invest through CST. Highly recommended

Grace Diongco

My life is easy to have peace of mind knowing that my daughter’s education is taking care thru C.S.T. Plan to finance her education, I’m grateful to my Consultant William Tupper for the assurance and security he give us.

Tania Rosa

Great customer service!

Derek

We signed up and did a CST Plan for all three of our children when they were babies, when it was the best time to start. We had no idea at that time if this would pan out for us and more importantly for them. Well it worked for everyone, knowing that the money was there for them for university helped motivate them to get their degrees. Two of our kids went to universities in the USA, thank goodness we had these. Can't recommend this CST Plan strongly enough. Now there is increased flexibility than when our kids went. Thanks Canadian Scholarships

Ana Simonova

The best choice for the future to our kids!

Madolyn Mandrak

I was set up with a Zoom meeting with CST Representative, Vincenza (Enza) as part of “Canada’s Luckiest Baby”. I cannot thank her enough for all of the information about CST and for helping us open RESP’s for both of our children during the same meeting. I honestly did not know what to expect going into the zoom meeting other than maybe just learning more about RESP’s, and I had never even heard of CST. I can honestly say that I am so happy that we had that meeting with her because after going through all the numbers, I feel so much more confident about saving for our children’s future education, especially as we were on the much less beneficial track of going through our bank. Enza was so understanding and extremely friendly to talk to, which was much appreciated especially as our son was being fussy while on the call! I strongly urge parents to research and consider CST for RESP’s as they are truly so much more rewarding compared to other options such as banks.

Carla Olson

We highly recommend CST to any family that is wanting to secure their child's future education! We have been very pleased with the communication and service, which has included face to face consults, telephone calls, and online help. Our oldest daughter is entering her fourth year of University, and our middle child is beginning College this fall. When the plans mature, the money is there, is quite simple to access, and the EAP payments are so helpful! There is also a lot of flexibility when withdrawing the funds. This plan for sure has met, and even exceeded our expectations!

Julie McDonald

Christian Cunanan

CST professionally (Enza) took care of our concerns as new parents. The guidance and options provided are straight forward and easy to understand. Enza was helpful in explaining our options for our child's future. As new parents, CST takes away all the hassles and concerns regarding child's educational needs. I highly recommend CST.

francisca anazco

I love working for CST because of the great savings plan that they have for the children. I opened one for my newborn because I know that it will be there when he wants to go to school. Not only as a rep do I recommend this company but also as a new mom since its everything that you would want in a savings plan for your children...protection and growth. I have helped many families and I am proud to represent this organization.

AdoLfo Cárcamo

I am new to canada and I knew nothing about this type of savings, we had our bank explain the RESP to us but everything seem to simple, no fees mentioned and basically just information of how the government will contribute, they don't even mention what type of risk / losses I would take. Of course as I new immigrant I was told to always do my research. I came in contact with CST and you can definitely see the difference on how they explain the savings so that you know all the details. I had a clear understanding on the purpose of the savings, the fees I will pay and also what happens if my son doesn't go to university. I do not know anything about investing so this plan made a lot of sense when it comes to the protection on my savings and grants. Thanks CST for the great info and support! I will definitely refer you

Joanna Woodrow

My experience with Ella and CST has been excellent. Ella responded to me quickly and throughly. She took the time to explain all the details of the RESP and the many options that would best suit my children. She went up and beyond to find information that I needed which was specific to my circumstances. I appreciate her clear information which made me confident in Ella and CST. I would highly recommend Ella when choosing to open a RESP.

Marri N

My husband and I had a zoom meeting with Enza. She was friendly, very informative with presenting RESP information and took the time to listen to what we had to say. We had a great experience

Ian M

Myself and my wife are new parents. My personal worry was in the future where would my son go, how can we afford it. we were fortunate enough to be contacted by Enza. She walked is through a presentation which answered all our questions. In the end i am at ease knowing that the future of my son's education is taken care of. Thank you again Enza

Nicole Pietsch-Bell

Theo is 2 weeks old and I’m excited to start saving for him! Fran was great to chat with and was so informative on everything ! I learned tones and I feel good starting an RESP for my son with this company!

Diana Marie Santos

Cathy Seetner

I love working with my CST families to make a big difference in their children's future as It did for mine. Both my children benefited from having a CST plan and when they went away to university having those funds were a godsend. Like so many other CST representatives, as a result of my very positive experience as a client, I joined the organization 21 years ago to help other families find the same value in securing their children's future as I did for my own.

Theodore Apostolou

Carol Coristine

Ou

Brenda Verral

Ranji Raja

CST provided my family and I with great customer service over the years.Thank you!

Vicki T

I had scholarships with CST for both my kids and the one for my second child just matured and we just received his funds. It was always an easy process and customer service is great. Thanks!

Diana DD

Skippy 01

Great organization, joined years ago and now my son can afford to go to college. Highly recommend.

Angeline Morrison

Tina Hatzopoulos

CST Consultant was extremely helpful and knowledgeable. Thank you so much!

Tafania Pompey

I found services provided to be very professional and courteous.

Irina Kalatskaya

Flavia Onel

Jocelyn Nicole

We are happy we chose CST to invest our money in for the future of our son! We have another boy on the way and will be soon adding him. Very personable staff as well. We love Ellie Twork! Also our son is turning 9 this weekend and he loves that they send him a birthday card every year since he was 3 :)

Illyana Peltier

Patty Edward

Sarah Lewis Steele

I work for CST and started off as a CST client for 9 years now with RESPs for both my children. I've been so impressed with the company that I decided to join them as a rep. The service has been outstanding from my rep from day one and I'm so grateful for the help she gave us setting up the RESPs for our children and tailoring savings plans for us that work for our family. Now 9 years in I'm very happy with the returns and the track that we're on where we will be exceeding our original savings goals. Now as an employee of CST I can say that they are wonderful to work for. Very supportive and focused on the mission of helping Canadian families. I've studied Finance at the University level and with my in-depth knowledge of the industry and my personal experience I feel really good about being a part of this team. I'm thrilled every day to be helping families with their most precious investment.

Jennifer Gould

Lori Foster

Indiana

Use it

Katie Sawchenko

Our representative was great!

Abena Giles

David Hill

***** My experience with CST has been excellent. Well informed managers and consultants, excellent plan performance even during economic down terms and not to mention the added benefit of extra money from accounts that were prematurely terminated. The 4 year EAP payments were more than expected! I’m very glad we decided to go with CST for our RESP plans. — David M. Hill

Oasis 514

Diana Giannone Mauro

CST has been a great investment in our 2 children's education! Service has always been 110%, prompt payments, great return on our invested funds & a very professionally run company! Thank you to everyone involved!

Cynthia Addison

CST has fulfilled my daughter's dream by providing her tuition and spending through their wonderful plan. Thank you and continue doing your excellent job.

Hicham Onaissi

manpreet singh

One of the best consultants for resp always respecting your needs

Carl Stephenson

Ellen Laryea

Ellen BORQUAYE. CST is a great company. My first child education plan matured 3 yrs ago. I had no difficulty in getting the information or getting the fund to the school and the part that goes into my account. The customer service was excellent everything went well for me. I will buy from them any day any time if I have to do it again. Excellent experience worried free.ellen .from Ontario

Kara-Lee Bronson

Excellent company, I am a graduate of the plan and both of my children are enrolled. Very flexible and guaranteed returns.

Miesha Wheeler

Erin Davies

Great personable service. They understand what we need and genuinely want what is best for our kids. Thanks again for professional above & beyond service and products

Michelle Owen

I love the excellent security of CST's investments, with their great rate of return and very low fees. It pays to go with a non-profit!! My children will go to university with every penny I've put into the plan, plus every penny of the grants we've collected, regardless of whether the stock market crashes in the meantime. I love the low risk!!

Lucinda Welch

Great Customer Service, never an issue.

Robert Engley

To give the Scholarship Trust Plan a try it is the best way to save for your child's future.

Veronica W

I am glad i invested in CST. It was well worth it in the end. Thanks to the supportive telephone representatives and Karen Placey for signing up our family 20 yrs ago.

Steve King

Excellent customer service, great all around experience. Thank you. 

Steve 

Always up front when setting up account/plan. Never pressuring but definitely giving good advise. And now that the kids are in post-secondary its great to have the funds to help them (grants from the government help too)

Jim Ma 

This is a reliable and service-excellent company you can rely on.

Muhammad Chaudhry 

Very well managed plan to secure funding for your kids college education. Definitely recommend parents of young kids to look into it and start saving from today. I'm glad I started early.

charlene catellier 

Very good service but I will like to have a bit more information in French. My daughther Jessica Sobczyk is now 18 years old.

Patricia Pang

Everyone is very helpful and friendly

Karen

I would suggest that all families need to really think hard about their children’s education. I have seen tuition get more and more each that when the kids finally finish school they are so far in debt it doesn’t help when they also need to start looking at their future. I started my granddaughter’s educational fund with cst when she was a week old. She is now 14 and is thinking about what she wants to do and what to take in college or university. The consultant that came to see me was very informative and helpful. I’m just really glad I did it!

Angie P.

Easy to set the account, and make payments. But at maturity it is very difficult to read the disposition of funds My sales rep Matthew was not helpful

Shyrose Lalji 

The best company that I dealt for my child’s RESP. Very knowledgeable and helpful staff and all the procedures were easy to follow and they did exactly what they said.I would recommend them anytime.

Calvin

It is great, I am glad we started to plan years ago. My daughter is going through University right now and our only regret is that we didn't start the program from when she was born. It took a friend that worked for CST to convince us when she was three. Fortunately our second kid was a new born so he will reap the full benefits.

Shyrose Lalji

The best company that I dealt for my child’s RESP. Very knowledgeable and helpful staff and all the procedures were easy to follow and they did exactly what they said.I would recommend them anytime.

Tony Gauci 

Easy to set the account, and make payments. But at maturity it is very difficult to read the disposition of funds My sales rep Matthew was not helpful

Sarah Plosenski

The consultants I dealt with were very educated and knowledgeable on the products offered along with professional and friendly. They have provided me with great recommendations and I am confident that my family's future will be bright.

Mary Crome

I didn't know cst would work out. I had lost money in market crashes and never recouped it and I didn't have faith in savings and I had become cynical about investing. I put just a wee bit in every month so that if it was lost I wouldn't be sad or disappointed. Yet when the time came, the money was there!!!! There was enough for my son to do what he desired to do and It was easy to access. Customer service was amazing! It was well worth it. For my other children I may even increase the tiny bit I've been putting in cuz now I know it really does work and really is real money.

Bernard Ngu

Investing your RESP with CST is a conservative, safe and good return approach compared to other high risks investment plans. I recommend joining CST and put your trust in their management expertise.

Ellen

I'm so glad I choose CST for this long term saving. It did help me to make early arrangement for my kid education expense. Consultants provided me professional knowledge and so efficiency service.Thank you very much !!

Vanessa 

They are always available to answer questions. It is a worthy investment.

Brent Wolkosky

CST has been very accommodating, fair, and helpful. It has been quite easy to navigate through their system to access funds for both of my sons’ education training so far.

Vera Kuznetsova

Very good service

Rejoice Pomaa-Ankamah

It is very pleasant to work with you to save for my child's future. I was very amazed the last time I checked my contribution and found out how the money has grown. Thank you your awesome service.

Vera Kuznetsova

Very good service

Ina Morariu

Best plans, good service. Prompt answers and follow-ups to all our inquiries and mails. Our consultant Ronny Laredo, has really the people's interest at heart following the plans and suggesting the best strategy in order to obtain the best results. Very good web-site easy to use. This was by far the best investment that we've done for the future of our son. We highly recommend the CST.

Rose Dowling

Have had great help from my local contact as well as online contacts. No issues in getting the information needed to acquiring the funds for my daughters education.

Esmeralda P. Ursic

CST is an excellent service that provides all my children's Educational needs on time. My experience with this organization is outstanding and reliable! I recommended CST to my family members who have young children!

Sonja Pettifer

I am very thankful that CST was there for one of my daughters who started university in 2014 .As a single parent this was my contribution and an incentive for her to further her education.She graduates 2019 with a bachelor of science with no student debt.Her sister decided higher education was not for her so CST has given some of the money meant for her to her sister.I highly have recommended this program to my friends and family,because if you dont have a savings plan early for your children they may become discouraged to further their education.

Brent Wolkosky

CST has been very accommodating, fair, and helpful. It has been quite easy to navigate through their system to access funds for both of my sons’ education training so far.

Ledzy Lam 

Yes , 100%

Rose Dowling

Have had great help from my local contact as well as online contacts. No issues in getting the information needed to acquiring the funds for my daughters education.

Ina Morariu 

Best plans, good service. Prompt answers and follow-ups to all our inquiries and mails. Our consultant Ronny Laredo, has really the people's interest at heart following the plans and suggesting the best strategy in order to obtain the best results. Very good web-site easy to use. This was by far the best investment that we've done for the future of our son. We highly recommend the CST.

David Long

Well let me tell you, investing in the CST Plan was one of the best investments I have ever made in my life. I highly recommend that all parents invest in a RESP, as it has paid-off big-time for me and my children. There is just one thing that has bothered me continually over the 18 years that I contributed to the CST Plan . That one thing is the fact that CST was never able to explain CLEARLY how their various plans work and what happens when the plan matures. They told me verbally, but it was hard to picture in my mind. I must have had at least 50 conversations with various people at CST over the years and for the life of me I was never able to grasp how it all works. I think CST should put together an A to Z video explaining and showing how the plan works using real life examples. Even at this point, now that our plans have matured and are half-way through the payouts, I still do not understand how it all came together. I guess you could say I just had blind faith in the process and fortunately that blind faith paid-off. Lucky me.

Adrian Gilli

We have used CST for our three children and have been very satisfied with the service/returns obtained.

Kris Balchan

We signed up both our boys with CST. Now they are both in iuniversity, paid for by our contributions to this plan. I’m glad we signed up. Our contributions, plus the Government incentive makes it worthwhile. Getting you contributions in, and drawing down the money when my kids began university was problem-free, and hassle-free. If I had to, I’ll do the same thing all over again.

Mary Minna

Knowledgeable staff. Money very safe with revenue potential high

Abera Mamo

CST was managing my daughter's postsecondary education, staff are very friendly and helpful. it was a hassle free process! redemption was smooth. I only say thank you for all the help.

Rafael Rainer Concepcion

Excellent customer service and easy access to my account and flexible options.

Cheryl McClellan

The fund is well managed, the customer support is excellent, and it’s incredible peace of mind to have the savings in place for post secondary education.

Judy Gopaul

Best decision ever joining CST 20 years ago. Having 3 kids, two of whom are about to complete University. CST is a very reliable and trustworthy institution to invest for your children's future. Superb Customer Service.

Rita J.

An excellent program and easy to navigate. One of the best decisions you can make for your children's education. Both of our daughters have benefited.

Russienne Concepcion

Highly recommended to invest for our child’s education. With transparency on accounts cash flow. Principal savings can be used anytime you need it. Very satisfying customer relations.

Susi Étoile Ahlborn

When it came to redeeming my son’s contributions, it was a hassle free process! Any question I had prior to redemption was answered and followed up by representatives! There were no glitches, no hold ups. The whole redemption process was smooth!

Christine Brain 

I would highly recommend CST as a safe and reliable RESP. We were able to put one child completely through a Bachelor of Applied Psychology Degree and are currently paying for a second child enrolled in a UVIC Business Degree through the CST plan. My advise would be to maximize your payments as education costs are rising just as fast as all other cost of living!

Kim Gaulton

I would highly recommend. CST very helpful and friendly and no hassle when you request your money for Post secondary.

Joanne Parney

Professional friendly and reliable, service you can trust.