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About
our plans

Our Group Savings Plan is a long-term, low-risk RESP designed to help grow your money safely and steadily
over time.

Group education savings plans are a unique kind of RESP that helps you take advantage of the benefits of combining, or pooling, your savings with other families who are also saving for post-secondary school.

Government grants

Just like other RESPs, both you and the government contribute to your group RESP. 
The Canada Education Savings Grant (CESG) and other federal and provincial incentives help you save more than you could by saving on your own.
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Careful investment

We invest your contributions and government grants carefully and try to reach a target rate of return by the time your plan matures – the time when you’ll need the money to pay for post-secondary school.
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Payments from the first year of study

When your plan matures we make payments to you and your student – right from the first year of study.
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Get more detail about how it works here


Canadian Scholarship Trust Plans are managed and distributed by C.S.T. Consultants Inc., a wholly owned subsidiary of the Canadian Scholarship Trust Foundation.
Canadian Scholarship Trust Plans are only sold by Prospectus. Investors should read the Prospectus before making an investment decision because it includes important detailed information. Download the Prospectus here or call us at 1.877.333.RESP(7377) to receive a copy.

 

Study almost anywhere!

With our Group Savings Plan, students can study in any full-time program at a qualifying post-secondary school in Canada 
or abroad.

  • college
  • university
  • trade or vocational school
  • technical or religious school
  • CEGEP

Our Individual Savings Plan and Family Savings Plan can be used for part-time programs too!

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Start a plan today, even without a SIN

We can still help you open a plan and start saving right away!

Need to apply for a Social Insurance Number (SIN)?
Go here


Anyone can open an RESP
for your child

Parents, grandparents, other relatives - even friends of the family!

 

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