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About
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Our Group Savings Plan is a long-term, low-risk RESP designed to help grow your money safely and steadily
over time.
Group education savings plans are a unique kind of RESP that helps you take advantage of the benefits of combining, or pooling, your savings with other families who are also saving for post-secondary school.
Government grants
Just like other RESPs, both you and the government contribute to your group RESP.
The Canada Education Savings Grant (CESG) and other federal and provincial incentives help you save more than you could by saving on your own.
Learn more
Careful investment
We invest your contributions and government grants carefully and try to reach a target rate of return by the time your plan matures – the time when you’ll need the money to pay for post-secondary school.
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Payments from the first year of study
When your plan matures we make payments to you and your student – right from the first year of study.
Learn more
Get more detail about how it works here
Canadian Scholarship Trust Plans are managed and distributed by C.S.T. Consultants Inc., a wholly owned subsidiary of the Canadian Scholarship Trust Foundation.
Canadian Scholarship Trust Plans are only sold by Prospectus. Investors should read the Prospectus before making an investment decision because it includes important detailed information. Download the Prospectus here or call us at 1.877.333.RESP(7377) to receive a copy.

