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            <h2>Saving with RESPs</h2>
            <br />
            <h3>Registered Education Savings Plans<br />
            make it easier to save</h3>
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<p></p>
<p>Registered Education Savings Plans, or RESPs, are a smart way for Canadians to plan ahead and save for post-secondary education.</p>
<h3>Unique benefits</h3>
<p>RESPs offer unique benefits that you can&rsquo;t get any other way. They shelter your savings from tax until your child is ready to use the money, and your plan receives free government grants when you save.<br />
<a target="_self" href="/index.cfm?pagePath=About_RESPs/Cost_of_education&amp;id=14212"><img border="0" alt="arrow" width="10" height="9" src="/site/cst/assets/images/arrowright.gif" />Learn more</a></p>
<h3>It pays to start early</h3>
<p>Attending college or university may be one of the biggest expenses you ever have for your child. Scholarships and loans can help, but they may not be enough unless you&rsquo;ve planned ahead and started saving early with an RESP.<br />
<a target="_self" href="/index.cfm?pagePath=About_RESPs/Why_start_early_&amp;id=14213"><img border="0" alt="arrow" width="10" height="9" src="/site/cst/assets/images/arrowright.gif" />Learn more<br />
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                                <div class="wp"><h3>Thinking of investing <br />
in a Tax-Free Savings <br />
Account instead?<br />
Think again.</h3>
<p>Tax-Free Savings Accounts are a great way to save for lots of things, but only RESPs are eligible for government grants.</p>
<p>It&rsquo;s the easiest way to boost your education savings!</p>
<p><a target="_self" href="/index.cfm?pagePath=About_us/Organization_and_governance&amp;id=14205"><img height="9" alt="" width="10" align="absMiddle" border="0" src="/site/cst/assets/images/arrowright.gif" /></a><a href="/index.cfm?pagePath=Government_grants&amp;id=14196">Learn more</a></p></div><div style="margin:0px;padding:0px;height:0px;clear:both;"></div>
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